Card Risk Portfolio Analytics - Associate

Job Description Bring your expertise to JPMorgan Chase. As part of our Risk Management and Compliance team, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate on the Card Risk Portfolio Analytics Team, you will design and deliver analytical projects aimed at understanding emerging credit risks. You will be responsible for building insights from various data sources, including internal cross line-of-business and third-party. You will have the opportunity to present findings to senior leaders and support regulatory requests. This role requires deep curiosity, strong analytical skills, collaboration, and attention to detail. Job Responsibilities Deliver analytical projects to identify opportunities for mitigating risks that contribute to delinquencies and credit losses. Apply current AI capabilities to analyze the Card portfolio and uncover meaningful patterns and insights. Identify and size new and emerging credit risks, recommending actions to risk colleagues within Card acquisition and portfolio management. Evaluate new data sources and to improve card risk management. Communicate analytics findings to executive leadership. Required Qualifications, Capabilities, And Skills Bachelor's degree. Minimum of 1 years of experience in risk management or financial services. Some technical skills required: SQL experience, MS Office experience, experience using AI tools, analytical problem solving. Strong written and verbal communication skills, including creating clear presentations and presenting findings to senior management. High degree of initiative, self-direction, and organizational discipline. Ability to collaborate and build strong partnerships. Intellectual curiosity, attention to detail, and a proven ability to learn quickly. Preferred Qualifications, Capabilities, And Skills Master's degree in a related discipline. Knowledge of financial procedures and principles, with a strong understanding of consumer banking. Experience with SAS, Python, Tableau, and/or Alteryx, LLM tools. About Us Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. Additional details about total compensation and benefits will be provided during the hiring process. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans About The Team Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment. #J-18808-Ljbffr JPMorganChase