Funding Specialist

Funding Specialists

Onsite Vacaville CA Funding Specialists are responsible for analyzing, verifying, and processing consumer loans within required time frames. This role ensures loan requests are in compliance with Credit Union and Regulatory guidelines. TCU's Funding Specialists meet department standards and ensure effective productivity and quality service levels are achieved. Analyzes and validates supporting documentation prior to processing consumer loan applications to prevent fraud and ensures quality control. Interprets approvals and/or conditions and verifies that all requirements have been met. Ensures quality service is provided at all times when communicating with members and internal/external business partners. Proactively monitors loan queues and service requests, ensuring timely responsiveness. Completes daily departmental functions such as running and reviewing reports. Provides assistance, direction and training to peers and internal business partners. Completes ongoing training, maintains up-to-date knowledge of Consumer Lending policies and procedures, and credit union products and services. Identifies opportunities to improve departmental processes to enhance efficiency. Administers functional area testing for myriad system upgrades and enhancements. Assists in all areas of Consumer Lending as needed.

Skills: Ability to navigate and process within multiple interdependent systems and tools. Ability to analyze and interpret a credit report. Ability to identify, communicate and advocate financial solutions that drive results. Ability to work in a fast-paced, team-oriented environment, and efficiently organize work priorities and accurately complete multiple tasks within strict timeframes with minimal supervision. Ability to use independent judgment and discretion when reviewing appropriate exceptions to the Credit Union guidelines. Ability to work independently and motivated to achieve goals with minimal supervision Ability to meet production standards. Effective, professional verbal and written communication skills. Proficient mathematical and analytical skills to include rate, ratio and percentage calculations.

Reporting and Experience: Reports directly to assigned Consumer Lending management. HS Diploma or equivalent. Minimum of 2 years consumer loan processing or equivalent loan processing work experience. Ability to pass Background, Drug Screen and if applicable Medical Screenings (i.e. Vision, Hearing, or Physical) if Required by Client. Medical, dental, vision, ancillary coverage and 401k benefits are available.