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Commercial Loan Officer

Civic Minds

  • Develop and grow a commercial loan portfolio by cultivating relationships with business owners, real estate investors, professional service firms, and community leaders throughout Coweta and Fayette Counties.
  • Identify and originate new commercial lending opportunities, including owner-occupied real estate, investment real estate, working capital, equipment financing, and other commercial credit needs.
  • Maintain and deepen existing client relationships through proactive business development and exceptional customer service.
  • Analyze financial statements, tax returns, cash flow, and collateral to assess creditworthiness and structure appropriate lending solutions.
  • Prepare and present loan packages for approval in accordance with bank policies and regulatory requirements.
  • Monitor portfolio performance and manage ongoing credit relationships.
  • Represent the bank within the local business community through networking organizations, community events, and economic development initiatives.
  • Collaborate with bank leadership and internal partners to support strategic growth initiatives in the market.
  • Qualifications
    • Minimum of 5 years of commercial lending and business development experience.
    • Demonstrated success developing commercial banking relationships within Coweta County, Fayette County, or surrounding South Metro Atlanta markets.
    • Existing network of business and professional contacts in the local market strongly preferred.
    • Strong commercial credit, financial analysis, and loan structuring skills.
    • Experience managing a commercial loan portfolio and identifying opportunities for portfolio growth.
    • Knowledge of commercial real estate, C&I lending, and SBA lending programs is preferred.
    • Proven ability to generate new business and serve as a trusted advisor to commercial clients.
    • Excellent communication, relationship management, negotiation, and presentation skills.
    • Bachelor's degree in Finance, Business, Accounting, or a related field, or equivalent commercial banking experience.
Vacancy posted 2 days ago
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