Commercial Loan Officer
Civic Minds
- Develop and grow a commercial loan portfolio by cultivating relationships with business owners, real estate investors, professional service firms, and community leaders throughout Coweta and Fayette Counties.
- Identify and originate new commercial lending opportunities, including owner-occupied real estate, investment real estate, working capital, equipment financing, and other commercial credit needs.
- Maintain and deepen existing client relationships through proactive business development and exceptional customer service.
- Analyze financial statements, tax returns, cash flow, and collateral to assess creditworthiness and structure appropriate lending solutions.
- Prepare and present loan packages for approval in accordance with bank policies and regulatory requirements.
- Monitor portfolio performance and manage ongoing credit relationships.
- Represent the bank within the local business community through networking organizations, community events, and economic development initiatives.
- Collaborate with bank leadership and internal partners to support strategic growth initiatives in the market. Qualifications
- Minimum of 5 years of commercial lending and business development experience.
- Demonstrated success developing commercial banking relationships within Coweta County, Fayette County, or surrounding South Metro Atlanta markets.
- Existing network of business and professional contacts in the local market strongly preferred.
- Strong commercial credit, financial analysis, and loan structuring skills.
- Experience managing a commercial loan portfolio and identifying opportunities for portfolio growth.
- Knowledge of commercial real estate, C&I lending, and SBA lending programs is preferred.
- Proven ability to generate new business and serve as a trusted advisor to commercial clients.
- Excellent communication, relationship management, negotiation, and presentation skills.
- Bachelor's degree in Finance, Business, Accounting, or a related field, or equivalent commercial banking experience.
Vacancy posted 2 days ago
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