Payments Banking Consultant

Accenture helps the world’s leading enterprises reinvent by building their digital core and unleashing the power of AI to create value at speed for organizations across industries. Our strategy is to be the reinvention partner of choice for our clients and lead in the safe, widespread adoption of AI, and to be the most client-focused, AI-enabled, great place to work in the world. We bring together the talent of our approximately 799,000 people with proprietary assets and platforms, deep process and industry expertise, and leading ecosystem relationships to deliver end-to-end solutions and measurable outcomes at scale. Through our Reinvention Services, we offer broad expertise across Cybersecurity, Digital Core, Finance, Industry and Enterprise, Song, Supply Chain and Engineering, and Talent, with advanced capabilities in AI and Data, Industry and Process, and Technology. We serve approximately 9,000 clients and generated approximately $70 billion in FY25 revenue. Visit us at .

In Strategy & Consulting we work with C-suite executives, leaders, and boards of the world’s leading organizations, helping them reinvent every part of their enterprise to drive greater growth, enhance competitiveness, implement operational improvements, reduce cost, deliver sustainable 360° stakeholder value, and set a new performance frontier for themselves and the industry in which they operate. Our deep industry and functional expertise is supported by proprietary assets and solutions that help organizations transform faster and become more resilient. Underpinned by technology, data, analytics, AI, change management, talent, and sustainability capabilities, our Strategy & Consulting services help architect and accelerate all aspects of an organization’s total enterprise reinvention.

Financial Services Payments Practice

The Payments practice is a part of the Financial Services North America Banking Client Service Group, which provides consulting and outsourcing services to retail banking and payments clients throughout the U.S. and Canada. We serve more than 600 unique clients in 24 countries including banks, networks, merchants, and fin-techs, payment platforms. Accenture's North American Payments practice is responsible for driving Accenture's go-to-market strategies and offerings for our US and Canadian clients, bringing our best offerings and leveraging our global payment practices and experience. These offerings include:

• Payment Innovation (e.g., digital payments, wallets, etc.)
• Card Issuing
• Retail Bank Payments
• Commercial Cash Management, B2B, Corporate, and Transaction Banking and Payments

As a Payments Consultant, you’ll be dedicated to helping clients by designing and delivering strategic solutions that achieve compliance, mitigate risks, and seize revenue growth opportunities.

Key Responsibilities:

• Develop world-class business and technology solutions for Consumer and Commercial Payments clients across a wide range of payment methods.
• Conduct operating model assessments (people, process, org) and client needs assessments.
• Perform vendor assessment and due diligence of packaged platforms, e.g. Card platforms, Pricing & Profitability and Workflow solutions, Treasury Management portals
• Participate in process design, requirements gathering, and functional design as part of Payments systems implementation engagements.
• Serve as a business architect during client engagements.
• Participate in the development of best-in-class, reusable assets.
• Participate in business development to originate new client opportunities.
• Must be willing to travel up to 80% (Monday - Thursday)

Here’s What You Need:

3+ years of relevant experience in one or more specific payment areas in any of the following payment domains:

• Card: Private label, Credit, Online Debit, Offline Debit, Prepaid, ATM, Acquirer/Issuer
• Retail: P2P, Bill Payment, Mobile Payments, Electronic Bill Presentment, Micro Payments
• Electronic: ACH, Domestic Wire, International Wire, Fedwire/CHIPS, SWIFT
• Cash / Treasury Management: Sales, Relationship, Operations and/or Product Delivery

3+ years’ experience with consulting project delivery including managing or creating project deliverables, and managing projects within timelines and budgets within management consulting or industry experience within a large commercial bank or payment provider.

Preferred Qualifications:

• Industry experience within Consumer, Commercial or new payment flows. Demonstrated business and technology expertise across the end-to-end payment lifecycles and operating models
• Successful track record of performing operating model design, business process design, and system functional design.
• Experience with vendor platforms enabling seamless delivery of payments products is preferred.
• Ability to develop and manage relationships with client management.
• Payments industry expertise in alternative/emerging payments
• Understanding of end-to-end payments lifecycle
• Business Architecture - Applied in solution planning, and requirements definition and analysis
• Baseline understanding of the principles of technology
• Requirements Analysis
• Functional Design

Experience with:

• Multiple credit card implementations for consumer or commercial card issuers
• Complex program / transformation delivery, including PMO, value management, and/or change management
• Credit card operating model advisory for issuers
• Use of AI tools to de-risk and accelerate testing and conversions

Professional Skills Required:

• Proven ability to work independently and as a team member
• Proven ability to work creatively and analytically in a problem-solving environment
• Excellent leadership, communication (written and oral) and interpersonal skills

Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.
We anticipate this job posting will be posted until 09/24/2026.

Accenture offers a market competitive suite of benefits including medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, bonus opportunities, paid holidays, and paid time off. See more information on our benefits here:

U.S. Employee Benefits | Accenture

Role Location Annual Salary Range
California $70,350 to $205,800
Cleveland $59,100 to $164,600
Colorado $63,800 to $177,800
District of Columbia $68,000 to $189,300
Illinois $59,100 to $177,800
Maine $54,400 to $151,400
Maryland $63,800 to $177,800
Massachusetts $63,800 to $189,300
Minnesota $63,800 to $177,800
New York $66,300 to $205,800
New Jersey $68,000 to $205,800
Virginia $59,100 to $189,300
Washington $80,200 to $189,300

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.

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