Mortgage Underwriter

If you are interested in working for a leader in the Credit Union Industry then we are looking for you! We are a dynamic company with growth opportunities, and our membership base consists of ComEd, Exelon, Northwestern Memorial Hospital, and Northwestern University employees and students, as well as a 15-county community charter including Evanston Rockford, and most of Chicago. First Northern Credit Union offers a generous benefits package, including medical, dental and vision insurance; free life and disability plans; 401k with company match after one year of employment; annual performance increases, bonuses and more. Position Summary: Mortgage loan underwriters underwrite file documentation adding loan program required conditions and to ensure that the borrower meets all program requirements. Ability to make and communicate all credit decisions (approval, suspense, denial) to appropriate staff. Underwriters are responsible for keeping within fair lending practices and protecting the company by making sound lending decisions. As a mortgage underwriter, your job responsibilities are to: Analyze loan files based on program and product specifications Review and analyze credit reports, income and asset documents as well as appraisal reports and other relevant information. Maintain expert knowledge of corporate, investor and regulatory guidelines. Ensure compliance with all federal, state and company guidelines. Effectively communicate credit decisions and document needs to production staff Mortgage Underwriter requirements: A minimum of 5 years' experience directly relating to first mortgage underwriting. Highly organized and able to prioritize Good communication skills, both verbal and written. Spanish speaking not required, but a plus Detail-oriented with strong data analysis skills High mathematical aptitude Good working knowledge of mortgage and relevant legal regulations, including secondary market guidelines Proficiency in automated underwriting systems Mortgagebot is a major plus Please be advised that First Northern Credit Union conducts background checks for all positions. To learn more about First Northern Credit Union, go to . EOE Drug-free environment

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