Middle Market Commercial Underwriter - Michigan
Hastings Insurance Company
Drive profitable growth and strengthen agency partnerships across Michigan. Location & Schedule Full‑time, salaried position, Monday through Friday, 8:00 a.m. to 4:30 p.m. Remote position supporting an assigned territory within Michigan. Preference for Metro Detroit, Metro Lansing, or Metro Grand Rapids/Kalamazoo; candidates statewide will be considered. Regular travel throughout the assigned territory to support agency visits. Company vehicle provided. What You’ll Do Develop and strengthen relationships with independent agency partners throughout Michigan, serving as a trusted underwriting resource and advocate for profitable growth. Identify opportunities to grow Hastings’ Middle Market Commercial portfolio by partnering with agencies to write profitable new business while maintaining underwriting discipline. Conduct agency visits and act as Hastings’ field representative within the assigned territory. Work closely with Territory Sales Managers and internal business partners to support agency development and territory growth strategies. Review, evaluate, and underwrite new and renewal middle‑market commercial business in accordance with underwriting guidelines and authority levels. Analyze commercial risks, exposures, pricing, and coverage needs to support sound underwriting decisions. Maintain in‑depth knowledge of commercial products, coverages, pricing strategies, and underwriting appetite. Collaborate with agents, policyholders, and internal business partners to deliver responsive, service‑oriented underwriting support. Partner with Marketing, Loss Control, Claims, and Underwriting teams to support agency development and corporate growth objectives. Provide guidance on coverage interpretation, pricing considerations, and underwriting best practices to internal and external stakeholders. Ensure compliance with underwriting directives, regulatory requirements, and company guidelines regarding risk selection and pricing. Contribute to departmental training initiatives, professional development activities, and continuous improvement efforts. What You’ll Bring Bachelor’s degree in Insurance, Business, Finance, or a related field preferred, or an equivalent combination of education and experience. Designations such as AU, CPCU, or other industry designations preferred. 5+ years of commercial lines underwriting experience, preferably within middle‑market business segments. Demonstrated success evaluating commercial risks and making sound underwriting decisions across a variety of industries and exposures. Proven ability to build, maintain, and grow relationships with independent agency partners. Demonstrated ability to identify new business opportunities and contribute to profitable commercial growth. Experience balancing business development objectives with disciplined risk selection and profitability goals. Strong knowledge of commercial insurance products, coverages, pricing, and underwriting principles. Proficiency with underwriting systems, agency management tools, and Microsoft Office applications. Excellent communication, relationship‑building, organization, and time‑management skills. Valid driver’s license and ability to travel regularly throughout the assigned territory. Benefits We offer competitive pay and benefits, including a 401(k) with company matching contributions, generous paid time off, tuition and professional development assistance, and company performance‑based incentive compensation opportunities. We are proud to be an equal‑opportunity employer. Employment decisions are based on business needs, job requirements, and individual qualifications, without regard to any legally protected characteristic. If you require a reasonable accommodation during the application or interview process, please contact our Talent Acquisition team at View phone number on click.appcast.io. #J-18808-Ljbffr Hastings Insurance Company
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