VP, Credit Risk Manager

Division: Risk Location: This role will work in our NY Office, which is located at 1185 Avenue of the Americas. During your employment, we would expect you to spend most of your time in the NY office. Division Summary The Risk division encompasses the Credit Risk, Country Risk, Operational Risk, Physical Commodities Risk Assurance, Business Continuity Management and Market Risk disciplines. Credit Risk consists of the rating and analysis, ongoing monitoring and reporting of the Bank’s credit exposures to International Corporate, Sovereign and Financial Institution clients. Your Role The Credit Team is responsible for providing management and analytical and risk management support for the Bank’s Global Markets activities, including Emerging Markets ("EM") trading, commodities and structured financing. The role is responsible for forming, articulating and recommending credit views on counterparties, transactions and structures, while ensuring risks are appropriately identified, mitigated and escalated. The position acts as a trusted credit partner to front‑office teams, balancing commercial objectives with sound risk discipline and representing Credit in internal risk forums. Key Responsibilities / Accountabilities Evaluation and Approval of Credit Applications: Assess and articulate credit risk for a defined portfolio of Commodities and/or Fixed Income & Credit ("FIC") counterparties. Prepare, own and recommend credit applications for new transactions, amendments and annual reviews, including clear credit rationale and risk mitigants Form independent views on counterparty business models, sector dynamics and structural risks through financial analysis and research, and challenge assumptions where appropriate. Recommend credit limits, tenors, structures and conditions in line with risk appetite. Support senior credit officers on more complex, higher‑risk or strategically significant transactions outside the core portfolio, including structured and bespoke financings. Act as a trusted credit partner to Trading and Client Coverage, providing timely, commercial and risk‑aware input on transactions, limits and structures. Proactively engage with front‑office teams to shape deal structures and mitigate risk at origination. Represent and defend credit recommendations in Credit Committee and other risk forums, responding to challenge and ensuring decisions are well‑reasoned and documented. On-going Credit Management: Own the ongoing credit risk assessment for a portfolio including credit limits, exposures and covenant compliance, and early identification of emerging risks. Determine when credit issues require escalation, remediation or restructuring. Drive amendments, reviews or risk actions in response to changes in credit quality or market conditions. Other: Lead or drive targeted initiatives to improve credit processes, portfolio risk management, data quality or risk reporting. Provide guidance and informal mentoring to junior credit analysts, supporting development of credit judgement and best practice Your Knowledge, Skills and Experience 3-5+ years’ experience in credit risk, covering market‑facing businesses such as commodities, EM, structured finance or trading counterparties. Demonstrated experience forming and defending independent credit recommendations. Strong understanding of transaction structures, documentation (e.g. LMA / ISDA) and credit risk mitigants. Ability to balance commercial considerations with disciplined risk judgement under time pressure. Fluent English required; Spanish and/or Portuguese desirable but not essential. What we are looking for Sound, independent credit judgement and confidence to challenge senior stakeholders constructively. Credibility with Trading and Client Coverage as a risk partner, not just a control function. Strong written and verbal communication skills, including the ability to defend recommendations in senior forums. High level of integrity, accountability and ownership of outcomes. Why should you join us? ICBC Standard Bank Plc (ICBCS) is a leading financial markets and commodities bank, driven to deliver the right outcomes for our stakeholders, clients, counterparties and markets. We benefit from a unique Chinese and African parentage and an unrivalled global network and expertise. We’re headquartered in London, with operations in Shanghai, Singapore and New York. We’re a diverse and close-knit global team. We put people first, giving talented, self-driven professionals the flexibility, rewards and freedom to grow their expertise and realize their potential. Our vison statement, “Be Yourself, Succeed Together” underpins our drive for an open and transparent culture which values difference, enabling everyone to thrive whilst being themselves. We have an active E, D&I forum and we’re growing other employee network groups, including for women and neurodiversity. We’re committed to the principle of equal opportunities. All applicants will be treated equally and will be considered on their merits and skills without discrimination. #J-18808-Ljbffr ICBC Standard Bank Plc