Mortgage Secondary Market Specialist

Job Description 4140 W I 40 Service Rd, Oklahoma City, OK 73108, USA Posted Thursday, June 4, 2026 at 5:00 AM | Expires Friday, July 31, 2026 at 4:59 AM At TFCU, we welcome people of all backgrounds. We know that embracing a diverse team makes us a stronger and better organization. Here you can expect a professional workplace where all employees have the opportunity to feel seen, respected, valued and heard. Tinker Federal Credit Union’s Real Estate Lending department has an immediate opening for a Secondary Market Specialist I, II, Senior. This is an exciting opportunity to join one of the nation’s leading credit unions! We offer competitive pay, a robust benefits package, a “smart casual dress code” and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU! As a Secondary Market Specialist , you will be responsible for the following: Managing the secondary market process, including rate locks, loan commitments, and the sale of applicable mortgage loans to investors. Maintains accurate investor records and provides monthly reports to management. Pricing, hedging, and sale of mortgage loans to investors. Salary Range: This is a non-exempt position. The starting hourly rate for level I is $27.35-$34.19, Level II is $33.70-$42.12, Senior $41.52-$51.90 per hour; however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity. Schedule: Normally works a weekday schedule, but may be required to work evenings, holidays, or weekends. Education/Experience: You must have an associate degree relatable to business is required for Levels I and II. A bachelor’s degree relatable to business, finance, economics, mathematics is required for the Senior Level. Applicable work experience and/or military experience may be substituted for education at the rate of two years of experience for one year of education. Level I: Requires two years of experience within mortgage operations or financial services. Secondary market lock desk experience is preferred. Level II/Sr: Requires four years of experience within Lock Desk or a Secondary Marketing environment. Certificates, Licenses, Registrations: NMLS License. SAFE Act registration required. A professional designation such as an Accredited Mortgage Professional (AMP) or Certified Mortgage Banker (CMB) from the Mortgage Bankers Association (MBA) is preferred for levels I and II but required for the senior level (12 additional months of experience in relatable to the position may be substituted in lieu of the designation). Keys to Success: In order to be successful as a Secondary Market Specialist you must possess these qualifications: Knowledge of secondary mortgage markets and investor requirements, including Fannie Mae, Freddie Mac, Federal Housing Administration (FHA), VA, and United States Department of Agriculture (USDA) programs, as well as mandatory versus best efforts execution strategies. Knowledge of the mortgage loan life cycle, including origination, pricing, lock management, loan boarding, servicing, escrow administration, accounting interfaces, and loan sale execution. Knowledge of real estate practices, mortgage lending regulations, and compliance requirements, including government lending programs and TILA‑RESPA (TRID) rules related to changed circumstances and fee tolerances. Knowledge of loan pricing structures, margin management, and competitive market dynamics, with the ability to analyze investor pricing, competitor rates, fallout trends, and pipeline risk. Strong analytical, problem solving, and decision-making skills to evaluate complex scenarios, pricing exceptions, and risk factors, and to recommend tactical margin or execution adjustments. High level of accuracy, attention to detail, and ability to handle confidential information, supported by strong organizational and administrative skills. Effective written and verbal communication skills, including the ability to explain complex pricing concepts and market movements to loan officers, management, and external partners. Proficiency with mortgage and pricing systems and business tools, including Microsoft Office, Optimal Blue, Encompass, or similar pricing and loan origination platforms, and the ability to work collaboratively in a team environment. Tinker Federal Credit Union is an Equal Opportunity Employer and is committed to providing an environment free of harassment and discrimination. We celebrate the unique differences of our employees, and welcome people of all backgrounds. We do not discriminate on the basis of race, religion, color, national origin, sex, age, marital status veteran status, disability status, pregnancy status, parental status, political affiliation, or any other status protected by law. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Talent Acquisition at View email address on click.appcast.io . #J-18808-Ljbffr Tinker Federal Credit Union