Executive Underwriter, Middle Market Life Sciences

Job Description

Liberty is seeking experienced Life Sciences Underwriters to join our dedicated and innovative Middle Market Life Sciences Industry Practice. This Executive Underwriter role aligns with our mission to provide integrated, specialized, and comprehensive insurance products and services tailored to this unique industry through one multi‑line underwriter.

The position is ideal for underwriters who enjoy the craft of specialized underwriting and have experience with a broad range of core Property and Liability lines including property, general liability, products liability, clinical trials liability, errors & omissions (E&O), cyber, excess/umbrella, workers’ compensation, auto, and multinational coverages. You will serve a dynamic community of biotech, pharmaceutical, dietary supplement, digital health, medical device, analytical laboratory, and research clients.

You will work alongside a team of underwriting, claims, risk control, and other service professionals focused exclusively on addressing the evolving needs of Life Sciences insureds, agents, and brokers. This position balances limited renewal account responsibilities with significant capacity and focus on new business production, market expansion, and strategic business development. 25% travel is expected.

Responsibilities – Executive Underwriter

• New Business underwriting for profitable growth: review, evaluate, and underwrite submissions; assess risks aligned with underwriting strategies and guidelines; rate and determine the premium and policy terms and conditions; use supportive tools; obtain approval as needed; present proposals to agents/brokers; negotiate deals.
• Service accounts after winning business in coordination with Liberty Account Analyst and Client Service Managers.
• Meet with insureds to ensure Liberty’s value proposition is upheld.
• Manage a portfolio of brokers/agents & clients, demonstrating high responsiveness and focus on supporting broker objectives; establish, develop, and maintain relationships; facilitate marketing of products; conduct site visits, renewal meetings; maintain personal brand for long‑term pipeline.
• Actively identify, manage, and solicit pipeline of opportunities for individual success.
• Articulate key coverage differences with detailed specificity in this specialized niche space.
• Maintain strong knowledge of key legal cases, legislation, and regulation impacting underwriting expertise and the Life Sciences industry.
• Share knowledge based on technical expertise, including providing external thought leadership.
• Mentor, coach, and train other underwriters and internal/external partners.
• Provide significant input into business and marketing planning, including advanced data‑driven insights from portfolio analysis.
• Participate in projects and initiatives to grow Liberty’s Life Sciences Industry Practice, driving underwriting and process excellence.
• Model effective collaboration across teams, stakeholders, and partners (e.g., Distribution, Operations, UW Support, Claims, Actuarial, Directors of Underwriting in North America).

Qualifications

• Degree in Business, Risk Management, or Scientific Field (or equivalent).
• Minimum 7 years of progressive underwriting and/or related business experience, preferably 10 years or more.
• Minimum 5 years of Life Sciences underwriting experience.
• Professional insurance designation (e.g., CPCU) preferred.
• Proven analytical ability to evaluate and judge underwriting risks, with advanced knowledge of insurance products, pricing, risk selection, and market dynamics specific to Life Sciences.
• Proven track record of developing and underwriting profitable Life Sciences business.
• Excellent written and oral communication skills for presenting complex analyses and training.
• Strong interpersonal skills for dealing with internal and external stakeholders.
• Capacity to comprehend complex technical underwriting issues and design necessary underwriting and administrative processes/workflows.

Liberty Mutual is an equal‑opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information, or any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco