Liquidity Lead Advisor

Liquidity Lead Advisor

Job Locations US-IL-Chicago Category/Function Treasury Management Position Type Regular Full-Time Requisition ID 2026-19436 Workplace Type On Site

Overview

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.

We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.

Responsibilities

The Liquidity Lead Advisor collaborates with Treasury Management, Commercial Banking, and Corporate Treasury to optimize liquidity, strengthen deposit stability, and enable strategic balance sheet decisions. Operating as a recognized subject-matter expert, this role shapes enterprise-wide liquidity strategy, influences pricing and product design decisions, and translates complex analytics into clear executive recommendations. This role advances ONB's priorities around organic growth, exceptional client experiences, primacy, sales excellence, and operational rigor.

They are responsible for driving aggregate deposit growth and optimizing deposit spread across the Commercial Bank; advising on target earnings credit rates across the portfolio; partnering with Relationship Managers/TMCs and Product teams to architect liquidity solutions; developing and governing dashboards, models, and leadership reporting; and providing client-facing liquidity insights that deepen relationships. The role leads complex analyses of deposit flows across commercial segments, monitors ONB's Commercial Banking liquidity position and funding requirements, and proactively identifies emerging risks/opportunities-escalating and influencing actions with senior leaders as needed.

Liquidity & Funding Management Aligned to ONB Strategy

Monitor ONB's daily liquidity position and short-term deposit trends in partnership with Commercial Bank leadership and Corporate Treasury; synthesize implications and recommended actions for senior stakeholders.
• Lead analysis of deposit flows across Commercial, Business Banking, Specialty, and Institutional segments-identifying drivers, concentration risk, and sustainability of balances.
• Define and drive initiatives tied to primacy and deposit growth, aligning analytics, field execution, and incentive levers to ONB's commercial strategy and TM leadership priorities.
• Own and refine assumptions and methodologies (e.g., deposit betas, decay, FTP/attribution inputs where applicable) and evaluate client-level profitability to inform commercial deposit pricing, earnings credit rates, and product design decisions.
• Evaluate sources and uses of funds across lines of business and influence decisions related to pricing, deposit mix, and capital/liquidity efficiency; surface tradeoffs and recommendations for leadership decisions.
• Evaluate, recommend, and align strategy for deposit-rich verticals, partnering with segment leaders to set targets, track performance, and drive corrective actions.

Support for Treasury Management (TM) Product & Client Solutions

• Provide expert analytical and strategic approaches to TM Sales and TM Product Management to design liquidity products, pricing strategies, and client liquidity structures; set analytical standards and ensure solutions are aligned to ONB's focus on sales excellence, data as an asset, and delivering the entire bank.
• Advise on the bank's counterparty risk profile and liquidity analysis relative to a client's investment policy; support internal governance discussions with well-supported recommendations.
• Develop and quality-review client-specific liquidity analyses for commercial relationship managers and deal teams, enabling primacy strategies across Business Banking, Middle Market, Specialty, and Institutional verticals.
• Reinforce ONB's differentiated client experience by translating liquidity data into compelling, executive-ready insights; influence client decisions and deepen relationships through consultative presentations.

Analytics, Data Driven Reporting & Strategic Enablement

• Build and govern dashboards, forecasting models, and liquidity reporting; define requirements, validate data quality, and drive adoption consistent with ONB's push toward data as an asset and enhanced reporting.
• Deliver clear executive-level summaries for senior leaders, market presidents, and TM leadership; translate complex analyses into decisions, tradeoffs, and recommended actions.
• Establish unified frameworks and cross-functional alignment by connecting liquidity insights with broader portfolio and relationship metrics; facilitate working sessions to drive shared understanding and execution.

Key Competencies for Position

Strategy in Action - Build your strategic mindset capability.

• Breaks down larger goals into smaller achievable goals and communicates how they are contributing to the broader goal.
• Actively seeks to understand factors and trends that may influence role.
• Anticipates risk and develop contingency plans to manage risks.
• Identifies opportunities for improvement and seeks insights from other sources to generate potential solutions.
• Aligns activities to meet individual, team and organizational goals.

Compelling Communication - Openly and effectively communicates with others.

• Effectively and transparently share information and ideas with others.
• Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain.
• Unites others towards common goal.
• Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction.

Promotes Change - Seeks to understand and embrace change.

• Actively seeks, information to understand the rationale, implications and impact for changes.
• Remains agile by quickly modifying daily behavior, leveraging resources, and trying new approaches to effectively embrace change.
• Willing to act quickly, learn and adjust as needed.
• Identifies and recommends changes to leadership to improve performance.

Makes Decisions & Solves Problems - Seeks deeper understanding and takes action.

• Takes ownership of the problem while collaborating with others on a resolution with an appropriate level of urgency.
• Collaborates and seeks to understands the root causes of problems.
• Evaluates the implications of new information or events and recommends solutions using decisions that are sound based on what is known at the time.
• Takes action that is consistent with available facts, constraints and probable consequences.

Qualifications and Education Requirements

• BS/BA degree in Business/Finance preferred or H.S. diploma/GED with equivalent experience.
• 15+ years of banking experience preferred with 10+ years of experience in Treasury, Liquidity Risk, Treasury Management, Funds Transfer Pricing, or Commercial Banking preferred (or equivalent demonstrated expertise).
• Demonstrated expert knowledge of commercial deposits, pricing, and liquidity behavior, including the ability to interpret macro/market drivers and translate them into portfolio actions.
• Deep knowledge of Commercial/TM products within ONB's business model and strategic plan; able to advise across stakeholders while adhering to established policies, procedures, and applicable regulations.
• Demonstrated willingness to learn, implement feedback and act.
• Demonstrated ability to build strong partnerships and influence without authority across internal teams; may coach/mentor others on liquidity analytics, pricing concepts, and best practices.
• Proven track record of successful interactions and proactive solution development
• Ability to work with multiple matters simultaneously, managing time in a fast-paced environment and applicable resources to ensure work is completed efficiently and within established timeframes; manage projects efficiently and effectively
• Strong problem-solving and critical thinking aptitude; thorough and timely follow-up skills with the ability to make independent decisions based on researched conclusions
• Ability to manage matters that may have additional complexity or uncertainty, and adapt to new and different circumstances, including supporting different Relationship Managers/TM (Sales) Consultants with different work styles
• Strong analytical, modeling, and forecasting skills.
• Excellent written and oral communication skills; able to communicate effectively with all levels in and outside of the organization
• Ability to synthesize complex data into executive-ready insights, narratives, and recommendations that drive decisions.
• Ability to work independently and lead through ambiguity with limited day-to-day guidance, prioritizing competing needs and driving outcomes.
• Fluent with Microsoft Office programs and well as unique software/system knowledge, ONB's system is preferred
• Position may require the need to travel to other Old National

Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.

As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.

We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.

Our culture is firmly rooted in our core values.

We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.

We are Old National Bank. Join our team!