Pipeline Future - Senior Analyst-Risk Management Opportunity

Job ID: 26010895Posted: 2026-07-08Location: New York, NY, United States; Phoenix, AZ, United StatesSalary: $78000 - $124750 annually + bonus + benefitsJob Function: Risk ManagementSchedule: Full timeShift: DayWorkplace: HybridCareer Area: Analytics & Risk ManagementCompany: American ExpressDescriptionHow we serve our customers is constantly evolving and is a challenge we gladly accept. You can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. ResponsibilitiesThis position is part of the Credit and Fraud Risk organization (CFR), focused on credit risk controls. The role brings an exciting opportunity to define risk management policies for American Express portfolios. This team supports the success of American Express through innovative solutions that help identify and mitigate credit risk throughout the customer lifecycle. The role is highly visible and will require strong collaboration across a variety of functions, including but not limited to Risk, Servicing, Decision Science, Legal, and Compliance, to develop best in class strategies and capabilities that support our customers. Professionals in CFR leverage advanced quantitative expertise to drive disciplined risk decisions across the business cycle. The team is responsible for managing write-offs, evaluating risk trade-offs, and delivering insights that support outstanding customer experience and strong business performance. Success in this role requires deep analytical expertise, experience working with large and complex datasets, and the ability to translate data into actionable business insights. QualificationsMinimum Qualifications Bachelor’s degree plus 2 years of relevant work experience, or master’s degree in a quantitative field such as Econometrics, Statistics, Mathematics, Operations Research, Engineering, or Computer Science. Strong analytical and problem-solving skills with the ability to translate data into strategic insights. Proficiency in handling large datasets using SQL, Python, or a similar programming language. Demonstrated blend of analytical expertise, process improvement skills, and collaborative relationship-building. Ability to think strategically and apply quantitative methods and business acumen to drive meaningful outcomes. Excellent written and verbal communication skills, with attention to clarity and precision. Preferred Qualifications Advanced degree preferred but not required, given a suitable combination of formal education and experience. Prior experience in credit or fraud risk management with a solid understanding of the credit lifecycle. Familiarity with regulatory and audit frameworks related to credit risk governance. Familiarity with data visualization tools is a plus. Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.About the TeamAt American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.