Credit Analyst

Job Description

Job Description

We are looking for an experienced Credit Analyst to work with our growing team! As a Credit Analyst you will evaluate the risk of commercial loans by analyzing and preparing presentations for Officers, Loan Committee, and Board of Directors meetings. This position requires working in-person at our Marquette office.

We are a community bank that has been established since 1887. We believe in the core values of respect, ownership, community, strength, and knowledge and are looking for someone who shares those same values. 

 

Primary Responsibilities

• Assist in the recording and tracking of Business Banking client financial statements.
• Input and review financial statement data.
• Assist with various business credit underwriting functions such as:
  • Preparation of credit presentations/reviews
  • Financial, collateral, borrower, and industry analysis
  • Appraisal reviews and internal real estate evaluations
  • Identification of exceptions to loan policy
  • Borrower and loan grading
• Business Banker and Portfolio Manager support
• Monthly loan portfolio reporting, including Problem Loan Reporting.
• Creation of and maintenance of reports for Business Banking on an as needed basis. 
• Adheres to Range Bank policies and procedures.
• Upholds the highest level of confidentiality and cyber security awareness.

Minimum Requirements 

• College degree in finance, accounting or a related field OR equivalent experience in a comparable position
• 1-2 years experience as a Credit Analyst or similar experience
• Exceptional customer service/interpersonal skills
• Proficiency in current technology and Microsoft Office.
• High degree of accuracy.
• Ability to multi-task and perform duties without specific direction, given adequate guidelines.  Apply good judgment in decision-making.

Preferred Qualifications

• Prior experience in the banking industry
• Some college education or degree in a related field

Full Time Benefits include:

• Paid time off (2 weeks to start)
• Volunteer time off (1 day per year)
• Paid holidays (9.5 days per year)
• Health insurance through Blue Cross Blue Shield of Michigan
• Telehealth with $0 copay
• HSA plan options, including employer contribution
• Vision
• Dental
• 401(k) retirement plan with up to 6% match (after 1 year)
• Short term disability insurance (paid 100% by company)
• Long term disability insurance (paid 100% by company)
• Life insurance (paid 100% by company)
• Voluntary life insurance
• Employee Assistance Program
• Employee Stock Purchase Plan

This job description reflects management’s assignment of essential functions; and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

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