Financial Analyst

Starting Pay: $29.67

Position Closing Date: 07/14/2026

Role:

Under the direct supervision of the SVP/Chief Financial Officer, the Financial Analyst will provide financial reporting and analytical support for management and Board of Directors. Reporting includes asset liability management, budgeting, financial trends, allowance for credit loss and analysis of new products and services.

Essential Functions & Responsibilities:

Assist in detailed analysis of actual to forecast variances for income and expense accounts. Determine if corrections are required.

Reconciles monthly and quarterly loan charge-offs and recoveries. Prepares monthly delinquency reports.

Assist in preparation of monthly asset liability management modeling using Vantage software. Assist in preparation of monthly and quarterly reports for review for ALCO and Board meetings.

Prepares monthly Statement of Cash Flows. Provide statement to external examiner for financial statement and various internal audits as required.

Calculate of allowance for credit losses (CECL) for loan pools, including loans with modifications in 3rd Party Software. Compute estimate of monthly expense for allowance for credit losses to be included in quarterly budget.

Prepares Quarterly Call Report, to include all schedules and supporting documentation.

Compute and record actual monthly allowance for credit losses.

Prepare monthly reports for Board of Directors.

Assist with the gathering of data from each department for preparation of quarterly budget.

Assist and support annual and interim engagements involving external financial statement audit and various internal audits as required.

Assist with working with 3rd Party Vendor to annually update CECL scorecard for allowance for credit loss calculations.

Assist with the analysis of new products to validate changes in net interest income and net income.

Assist in policy development related to ALM, Loan Non Accrual and Allowance for Loan Losses.

Assist other departments to resolve exceptions. Other duties as assigned.

Performance Measurements:

1.

Must have the ability to reconcile data between systems and models to ensure accuracy.

2.

Must have strong analytical skills and the ability to manage deadlines.

3.

Ability to define problems, collect data, establish facts, and resolve discrepancies.

4.

Must be able to prepare reports for management and other end users.

5.

Ability to communicate both orally and in writing.

6.

Must be familiar with Credit Union Bylaws, NCUA Rules and Regulations, and other regulations.

7.

Provide professional service and support to staff, members, and all outside business contacts.

8.

Must report to work regularly and on time.

Knowledge and Skills:

Experience

Three years to five years of similar or related experience. Must have three to five years direct accounting and analytical experience with a Credit Union or other Financial Institution. Knowledge and experience in asset liability management, interest rate risk and budgeting preferred.


Education

(1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g. information technology certifications in lieu of a degree). Must have a Bachelor's degree in Business Administration with a major in Accounting.


Interpersonal Skills

Work involves contact with persons beyond immediate associates regarding routine matters for the purpose of giving or obtaining information which may require some discussion. Outside contacts take the form of service to the public (members or vendors), requiring ordinary courtesy in providing assistance and information.


Other Skills

Physical Requirements

Work Environment

This Job Description is not a complete statement of all duties and responsibilities comprising the position.