Segment Risk Specialist Sr

Description The Senior Risk Analyst is responsible for identifying, assessing, and mitigating credit, fraud, and operational risks across the merchant services portfolio. This role provides expert risk oversight through transaction monitoring, data analysis, and escalation of high‑risk merchants to protect the organization from financial and reputational exposure. The position partners closely with Sales, Operations, Compliance, and external processors while serving as a senior subject‑matter expert within the risk function. Duties & Responsibilities Conduct ongoing credit risk assessments for active merchant accounts, evaluating financial health and exposure levels. Monitor transactional activity and account performance to identify anomalies, emerging risks, and potential fraud. Lead investigations and escalations for high‑risk accounts, ensuring timely and well‑informed decisions. Create and maintain departmental procedures for account monitoring, risk reviews, and escalation handling. Develop and manage dashboards and reporting tools to track key risk indicators and portfolio trends. Collaborate with Sales, Operations, and Compliance teams to integrate risk insights into merchant lifecycle management. Mentor junior team members, providing guidance on account reviews, risk analysis, and professional development. Basic Qualifications Bachelor’s degree Minimum of 5 years of experience in Audit, Compliance, Risk Management or Operational Risk. In lieu of a Bachelor’s degree, 4 additional years of segment‑specific or risk‑related experience may be considered. Preferred Qualifications Knowledge of risk management principles and regulatory compliance requirements. Strong organizational, analytical, critical thinking and problem‑solving skills. Excellent verbal and written communications and the ability to communicate and present requirements and issues clearly and concisely. Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses. Ability to deal with ambiguity, multi‑task and work in a fast‑paced environment. Knowledge of Fiserv Merchant Acquiring Risk tools. Proficiency in MS Office suite. Exempt Status Yes (Not eligible for overtime pay) Workplace Type Office Our Approach to Office Workplace Type: Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in‑office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Eligibility Huntington will not sponsor applicants for immigration benefits. Applicants must be currently authorized to work in the United States on a full‑time basis. Compensation Range $57,000 - $113,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). EEO Statement Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. #J-18808-Ljbffr Huntington Bancshares, Inc.