Mortgage Loan Originator

Mortgage Loan Originator As a First Financial Bank Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources. The position requires self‑source mortgage leads, convert them into applications, present personalized mortgage products, produce required disclosures, procure intent to proceed, collect borrower documents to satisfy loan conditions, and work with internal departments to ensure a superior customer experience and timely loan closing. Responsibilities Consistently achieve monthly loan production volume as specified in the MLO Agreement. Generate new business to assist in meeting established profitability goals. Develop and maintain a business plan for growth of this business area. Network with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads. Evaluate potential customers’ needs and offer appropriate mortgage products and services, or provide referrals to specialists within the Bank. Prepare and compile mortgage application and information for processing of mortgage loan applications generated. Ensure completeness of loan documentation. Oversee timely closing and funding of loans. Provide ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business. Respond to mortgage inquiries and requests regarding accounts from assigned branches. Promote and cross‑sell other bank products and services as appropriate. Provide data to support marketing and sales promotion programs. Work directly with the sales manager to assist with CRA loan initiatives in the local market. Other duties may be assigned. Compliance The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes Bank Secrecy Act, Anti‑Money Laundering, OFAC and Suspicious Activity reporting requirements, and all other lending and deposit compliance requirements. Qualifications Minimum of 2 years of experience originating residential mortgages; 4 years preferred. Existing referral network established to provide mortgage leads. Prior experience using loan originating software and MS Office products. Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs. Bachelor’s degree from a four‑year college or university, or equivalent combination of education and experience. Must have or ability to obtain Mortgage Loan Originator License with NMLS. Must be trained in all areas of mortgage lending. Must maintain employer and industry required continuing education. Benefits Incentive eligibility is provided for all roles, except for Co‑Op, Intern, or Student positions. Benefits include relevant programs that support associates’ holistic wellbeing and additional incentive compensation. Development and training opportunities are available. EEO Statement First Financial Bank is an equal opportunity employer. It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law. We are an E‑Verify Employer. #J-18808-Ljbffr First Financial Bank