Loan Closer - Funder
Cornerstone Capital
Who we are looking for: We are seeking an experienced Mortgage Closer with strong time management, organization, good work ethic, and flexibility to support customers and loan officers deliver outstanding service. What you’ll do: Prepare Closing packages Provide funding authorization to Title/Escrow Agents Review signed closing packages for accuracy Understand fee tolerances, how to handle tolerance violations, when 3 day wait periods apply Ensure the closing package is fully complete and accurate and compliant, which includes but is not limited to: Lender and seller credits are itemized POC credits are itemized Fees are listed in the correct sections Fee entries are correct Escrows set up properly Ensure all date entries are completed to ensure accurate reporting and to ensure Loan Officer (and team) have visibility to the steps that have been completed Update status notes within the TRID form regarding communication with Loan Officer, borrower or settlement agent What you’ll need to be successful: Success in this job relies on your time management skills, organization, and positive attitude. In addition, you’ll need the following qualifications: 5 years of closer/funder experience preferred Experience and extensive knowledge of new RESPA/GFE laws Clear focus on detail and ability to recognize inconsistencies in data/documents Detailed knowledge of Closing and Legal Documents (HUD-1, Note, Deed of Trust, Assignment, Title Binder) and Disclosure Documents (TIL, GFE, Right of Rescission, State‑specific) Ability to work in a “High Volume” environment Great work ethic Working with LoanSoft software a plus Detailed knowledge of: FHA/VA/USDA Loan Documents Credit Documents (DU/LP Findings, 1003, 1008, Credit Report, VVOE, Appraisal) Insurance Documents (Hazard, Flood, MI) MDIA Disclosure timing and APR rules TILA/RESPA LE/CD fee tolerance comparisons and change of circumstance Understanding of compliance, underwriting, origination, or processing roles What we offer: Competitive salary, full benefits package, and performance‑based bonus. Equal Opportunity Employer Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr Cornerstone Capital
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