Credit Analyst

GreenWay Bank is seeking a Credit Analyst to join our Fort Wayne banking team! In this role you'll be responsible for credit analysis, underwriting, and monitoring of the commercial loan portfolio, helping the bank assess credit risk and assisting in lending decisions. GreenWay Bank is a community bank with offices in Fort Wayne, Indiana, and Van Wert, Ohio. We\'re locally owned, locally operated, and locally focused. We invest in our communities, and we\'d like to invest in you! Consider joining our dynamic and growing team, and apply today! ESSENTIAL RESPONSIBILITIES & DUTIES Conduct thorough analysis of financial statements, tax returns, credit reports, and other relevant financial data to evaluate the creditworthiness of applicants. Prepare detailed analysis by summarizing findings, assessing risk, and making recommendations on credit memorandums. Complete credit monitoring functions, which include spreading and reviewing of financial statements, borrowing base and covenant testing, and annual credit reviews. Review appraisals and real estate evaluations. Collaborate with cross-functional teams such as risk management and compliance departments to ensure comprehensive risk assessment and adherence to regulatory requirements. Participate in training programs, seminars, and professional development activities to enhance knowledge of credit analysis techniques, financial markets, and industry best practices. Attend and participate in loan committee meetings and/or discussions as needed. Complete other tasks and duties as may be assigned. QUALIFICATIONS Minimum of Bachelor\'s degree in finance, accounting, economics, or related field. 2+ years of credit analyst experience preferred. Proficient in Microsoft Excel, Microsoft Word, Windows 11, and various web-based software programs (financial analysis software, spreadsheets, databases). Strong understanding of financial statements, accounting principles (GAAP), and credit risk management techniques. Excellent analytical skills, attention to detail, and ability to interpret complex financial data. Effective communication skills with the ability to present analytical findings clearly and persuasively. Ability to work independently and collaboratively in a fast-paced environment while managing multiple priorities and deadlines. PHYSICAL REQUIREMENTS Prolonged periods of sitting or standing at a desk, while working on a computer. #J-18808-Ljbffr