Commercial Underwriter

Locations: New York, NY, US | Kansas City, MO, US | Alpharetta, GA, US Casualty, Property & Directors and Officers Liability Are you a technically skilled commercial underwriter who thrives on complexity, loves diving deep into policy language, and wants to make a real global impact? If you have a passion for multinational insurance programs and a sharp eye for coverage analysis, this could be the role you've been looking for. At Swiss Re Corporate Solutions, we're solving some of the most complex risk challenges in the world - and we want you to be part of it. About the Role Swiss Re Corporate Solutions is seeking an experienced Underwriter to join our International Programs team. In this role, you will be at the heart of multinational insurance operations—providing critical underwriting expertise, policy wording guidance, and regulatory oversight for U.S. local placements that service business produced outside North America. As a reverse-flow underwriter, you'll collaborate with underwriting teams across the globe to evaluate coverage structures, review policy forms and endorsements, assess underwriting exceptions, and deliver technical guidance that directly shapes the quality and consistency of multinational insurance solutions for our clients. This is a high‑impact position that blends deep technical expertise with meaningful cross-border collaboration. Technical Underwriting Review and support U.S. local policies, endorsements, and coverage structures for multinational insurance programs Evaluate pre-bind exception requests and provide well-reasoned technical underwriting recommendations Ensure compliance of local placements with underwriting guidelines, regulatory requirements, and approved program structures Provide technical underwriting guidance across a broad range of lines including: Commercial General Liability Construction Liability Automobile Liability Employers Liability Employee Benefits Liability Umbrella and Excess Liability Commercial Property Directors & Officers Liability (D&O) Long-tail and runoff liabilities, where applicable Review policy wording and endorsements to ensure alignment with coverage intent and underwriting strategy Support multinational placements involving large corporate and middle-market accounts International Program Support Act as a technical resource for underwriting teams and producing offices outside North America Support multinational insurance programs, captive structures, fronting arrangements, and alternative risk transfer solutions Utilize Swiss Re systems and tools to monitor and oversee local servicing policies Maintain awareness of market developments, regulatory requirements, and emerging risks Collaboration and Leadership Partner with internal stakeholders across underwriting, operations, claims, legal, compliance, and finance functions Participate in broker and client discussions requiring technical underwriting expertise Provide training and guidance to underwriting colleagues and producing offices Contribute to process improvements, system enhancements, and knowledge management initiatives About You You are a detail-oriented, technically strong underwriting professional who brings both analytical rigor and collaborative energy to everything you do. You're comfortable navigating complex coverage structures, engaging confidently with brokers and global colleagues, and making sound underwriting decisions in a fast-paced, multinational environment. You take pride in your technical expertise and are always looking for opportunities to share knowledge and elevate those around you. Requirements Bachelor's degree and a minimum of 3–7 years of commercial underwriting experience Successfully passed CPCU 551 (Managing Commercial Property Risk) and CPCU 552 (Managing Commercial Liability Risk) Strong technical knowledge of commercial insurance coverages, policy forms, and underwriting principles, with demonstrated ability to: Interpret ISO and Swiss Re proprietary policy forms, endorsements, exclusions, and coverage triggers Evaluate coverage intent and identify potential gaps or unintended exposures Assess how primary, excess, umbrella, and specialty coverages interact within a multinational insurance program Evaluate the impact of limits, aggregates, exclusions, attachment points, and coverage triggers on overall program structure Hands‑on experience reviewing policy wording, endorsements, and complex coverage structures Working knowledge across multiple lines: General Liability, Umbrella, Excess Liability, Automobile Liability, Employers Liability, Commercial Property, Directors & Officers Liability, and Construction Liability Nice to Have Experience working with multinational insurance programs, captive structures, or fronting arrangements Familiarity with alternative risk transfer solutions and global regulatory environments Ability to respond confidently to broker and producing office inquiries regarding policy wording, coverage applicability, and endorsement usage Experience providing training, mentoring, or technical guidance to underwriting colleagues Proficiency with underwriting systems, tools, and digital platforms Strong analytical, communication, and decision-making skills with the ability to manage multiple priorities across global time zones Exposure to large corporate and middle-market account underwriting Salary and Benefits The estimated base salary range for this position is $108,000 to $162,000. The specific salary offered will consider factors such as location, scope of role, qualifications, complexity, and employer budget. Applicable benefits are part of the total compensation package. Hybrid work model: Expect to be in the office at least three days per week. Swiss Re is an equal‑opportunity employer. We hire, promote, and pay without regard to race, religion, color, national origin, sex, disability, age, pregnancy, sexual orientation, marital status, military status, or any other characteristic protected by law. Decisions on employment are solely based on an individual's qualifications for the position being filled. During the recruitment process, reasonable accommodations for disabilities are available upon request. If contacted for an interview, please inform the recruiter or HR professional of the accommodation needed. We may use AI-powered tools to support the review and evaluation of applications for this position. These tools provide additional insight to our recruitment teams, but all hiring decisions are carefully reviewed and overseen by people. To learn more about how we use AI in recruitment and how we handle your personal data, please review our Data Privacy Statement before applying. #J-18808-Ljbffr