Financial Analyst

Job Description:

Position Summary :

The Financial Analyst is an entry level role that supports Everwise by analyzing and reporting on the performance of consumer, mortgage, and commercial loan portfolios. This position helps monitor portfolio health, identify trends, and support data-driven lending and risk management decisions. The analyst is responsible for tracking key loan metrics such as delinquency, charge-offs, concentrations, and yields, and prepares routine reports for leadership. In addition, this role supports credit risk and regulatory processes, including allowance calculations and basic stress testing.

This position is ideal for someone early in their career who is detail-oriented, curious, and interested in building foundational knowledge of loan portfolios within a credit union environment.

The Financial Analyst is responsible for compiling, evaluating, and analyzing financial data for the credit union. This role will support the organization's corporate planning including budgeting, modeling, and analysis for financial decision-making.

Primary Responsibilities and Duties:

• Reporting: Assist in loading, balancing, and organization of data as it is used in reporting systems.

• Collect, validate, and organize financial data to ensure accuracy for system loads
• Assist in financial analysis and forecasting under the guidance of management.
• Conduct trend analysis and research to identify opportunities, risks, and variances.

• Budgeting: Responsible for assisting in analyzing, loading, and maintaining financial data into the budget systems.

• Assist by maintaining, collecting, and modifying budget templates for business partners.
• Analyze historical performance and project future trends. Provide support for scenarios and sensitivity analysis by documenting and updating key stakeholder assumptions.
• Review budget proposals from business units ensuring allocation of funds aligned with corporate strategy and

• Audit and Support
  • Assist with regulatory, audit, and compliance related reporting.

• Document processes and standards for reporting and data collection
• Partner with internal stakeholders, external partners, and vendor relationships focusing on the growth and advancement of the Credit Union.

• Participate in special projects and ad hoc analysis to build analytical and business knowledge.

Knowledge/Skills:

• Exceptional communication skills, to include verbal, written, visual, and quantitative
• Adept at developing relationships across diverse teams
• Knowledge of cost accounting principles
• Excellent analytical skills and ability to interpret financial data
• Proficiency with contemporary business productivity and collaboration software such as Microsoft Office, Teams, and exceptional Excel skills
• Collaborates well with individuals and teams

Minimum Requirements:

• Bachelor's degree required.
• 1-3 years' experience financial or analytic experience required.
• Experience working within the financial services industry is strongly preferred.

Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.