Pricing Analyst, Home Lending

The role We are seeking a Pricing Analyst, Home Lending to join our Pricing team within the Home Lending Business Unit. This is an exciting role for someone to make a direct impact on the revenue of SoFi by helping shape the Mortgage business strategy and product development through data‑driven insights and pricing recommendations. As a Pricing Analyst on our team, you will work closely with business leaders and data scientists to help SoFi develop, implement, and analyze Mortgage pricing strategies. Success hinges on technical aptitude, quantitative skills, and business acumen: leveraging SQL, Tableau, and conversion/profit metrics to surface insights and measure impact. You treat stakeholders as partners and believe that collective success drives results. What you’ll do Develop, implement, and test pricing strategies that optimize profitability through revenue, conversion, and cost per customer acquisition. Collaborate with Business Unit Leaders in Home Lending to manage pricing margins, provide competitive insights, and ensure alignment with targets and profitability expectations. Administer, configure, and optimize our Product & Pricing Engine (PPE), with a strong preference for Optimal Blue experience. Ensure accuracy and integrity of pricing data within the PPE. Develop analytical tools to validate mortgage pricing configuration and calculations. Build dashboards to deliver pricing strategy results and reporting that assist in pipeline management. Create models to help decision makers understand price elasticity of customer segments. Routinely present analyses to SoFi business leaders. Maintain policies and procedures owned by the HL Pricing Team. Support day‑to‑day operations including daily rate sheets and exception processing. Represent Pricing in front of internal stakeholders (lock desk, credit risk, capital markets, marketing, finance) and external vendors. What you’ll need B.S. or M.S. in Computer Science, Statistics, Finance, Economics, Engineering, Mathematics, or a related quantitative field (required). 5+ years of experience in the Home loans industry in analytics, business strategy, pricing, margin management, or a related role. 3+ years of experience administering a pricing engine (preferably Optimal Blue). Proven end‑to‑end experience in building analytical frameworks to inform business strategy. Solid knowledge of mortgage loans, programs, and pricing processes. Understanding of statistical and econometric modeling methods for significance testing and causal inference. Basic programming skills in SQL, VBA, and Macro. Basic knowledge of Tableau and experience building production‑level dashboards. Ability to work in a dynamic, cross‑functional environment with strong attention to detail. Effective communication skills and ability to explain complex models simply. Strong relationship building and collaborative skills. Exceptional problem‑solving skills. Nice to have Familiarity with Loan Origination Systems (preferably Encompass). Python coding experience. Compensation And Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status or any other basis prohibited by applicable state or federal law. SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email View email address on click.appcast.io. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page. #J-18808-Ljbffr SoFi