Structural Risk Engineer

Combine structural engineering expertise with underwriting, risk management, and team leadership. Directly influence how the company evaluates risk, establishes underwriting guidelines, and improves the efficiency and consistency of a high-volume underwriting operation. Work closely with builders, underwriting, claims, and leadership, giving you meaningful visibility and the opportunity to shape processes and decisions. Enjoy autonomy to make decisions, solve problems, and improve the way the team operates while knowing when to bring in leadership when needed. Why This Job This role sits at the intersection of structural engineering, construction, underwriting, and risk management. You’ll use your engineering expertise to evaluate residential construction risk, guide underwriting decisions, develop and maintain underwriting guidelines, and help the team consistently apply those standards. Oversee a small, experienced underwriting team and serve as the technical resource they can rely on when evaluating more complex risks. You’ll review building plans, assess structural risk, interpret applicable building codes, and work directly with builders to troubleshoot questions and ensure projects align with underwriting requirements. This is an ideal opportunity for an engineer who enjoys solving problems, improving processes, and teaching others—and who wants to move beyond traditional design work into a role where their technical expertise directly influences business and risk decisions. What You'll Actually Do: Lead the Underwriting Team by providing oversight, guidance, and support to a small team of experienced underwriting professionals, helping ensure consistent application of underwriting standards and efficient execution of day-to-day responsibilities. Evaluate Construction Risk by reviewing residential building plans and assessing structural risk, construction practices, and other factors that may impact warranty exposure. Apply Engineering Expertise to Underwriting by using your structural engineering background and knowledge of Texas building codes and construction practices to inform risk decisions and underwriting guidelines. Develop & Maintain Underwriting Guidelines by helping establish, refine, and update standards based on emerging risks, builder practices, claims experience, and changes in building codes. Partner with Builders by communicating directly with builders and construction professionals to answer technical questions, troubleshoot issues, clarify requirements, and help resolve potential problems before they become larger issues. Advise Claims by providing engineering expertise when claims involve structural concerns, including reviewing proposed repair plans and advising the claims team on appropriate engineering solutions. Improve Processes & Efficiency by evaluating how underwriting work is performed, identifying opportunities to streamline a high-volume operation, and implementing practical improvements without sacrificing quality or risk controls. Coach & Develop the Team by helping non-technical underwriting professionals understand the engineering principles behind underwriting decisions, teaching them how to evaluate risk, and building their ability to make sound decisions independently. Serve as a Technical Resource across underwriting, claims, and operations, translating complex engineering concepts into practical guidance for non-technical stakeholders. What You Bring: Education & Licensure: Bachelor’s degree in Civil or Structural Engineering. Professional Engineer (PE) license strongly preferred; EIT/ability to obtain a PE may be considered for the right candidate. Structural Engineering Experience: 5+ years of experience in structural, civil, or related engineering, with strong knowledge of residential construction. Experience with wood framing and foundation systems is highly preferred. Technical Expertise: Strong understanding of structural systems, residential construction, and applicable building codes. Familiarity with Texas construction codes and the ability to recognize that requirements can vary by municipality is highly valuable. Underwriting Mindset: Ability to evaluate building plans and construction risk, make sound judgment calls, and balance technical considerations with practical business needs. Leadership & Management: Comfortable managing and supporting junior or non-technical team members, providing direction, setting expectations, and helping experienced employees improve how they approach their work. Communication: Able to explain technical engineering concepts clearly and practically to builders, contractors, claims professionals, and non-technical underwriting staff. Pressure & Pace: Comfortable operating in a high-volume environment, managing competing priorities, and maintaining sound judgment when the pace increases. Problem Solving : A hands-on, roll-up-your-sleeves approach to solving problems, with the judgment to distinguish between issues that can be resolved independently and those that should be escalated. Adaptability: Comfortable working with an established team, challenging inefficient processes constructively, and helping implement change while maintaining strong relationships. Where and How Much: Location: Remote, Texas Compensation: $120K - $140K/yr. + (Based on experience) Bonus Potential: Eligibility for performance-based bonuses. Benefits: Comprehensive package including Health, Dental, & Vision Insurance, Paid Time Off, Paid Holidays, and 401K with company match. Growth: Significant opportunity for professional advancement as the risk management department evolves. NOTE: Must live in TX or have extensive experience with Texas residential construction #J-18808-Ljbffr J2T Recruiting Consultants, Inc.