Credit Underwriter

Job Description
A client of Insight Global is looking to bring on a credit underwriter. This team is a part of M/I Financial, and they work directly with the branch managers to receive and approve loan submissions from the loan officers. The underwriter decides if the buyer is approved for the loan by checking credit scores, income, and employment. They will be communicating with the branch managers as well as loan officers and loan processors throughout the process. They will be working primarily with conventional loans (75% of the time) and some government financing (25% of the time).


Day to Day
- Receive and review mortgage loans applications from loan officers
- Approve loans or send back if they need to be resubmitted
- Check credit scores (typical credit score is 740), income, and employment of buyer
- Communicate with loan officers, processors, and branch managers
- Deal with any loans that the branches can't handle / anything that isn't automated

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to View email address on click.appcast.io learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy:


Required Skills & Experience

Must Haves
- 3+ years underwriting with conventional or government loans
- DE cert. with FHA
- VA SAR cert.
- Good communication! The team dynamic is working together


Nice to Have Skills & Experience

Plusses
- MBA credit underwriter
- Encompass experience (loan organization software)


Benefit packages for this role will start on the 1st day of employment and include medical, dental, and vision insurance, as well as HSA, FSA, and DCFSA account options, and 401k retirement account access with employer matching. Employees in this role are also entitled to paid sick leave and/or other paid time off as provided by applicable law.