Mortgage Loan Officer

Company Description First National Bank Texas (FNBT) and its division, First Convenience Bank (FCB), provide customers with quality financial products and services rooted in a long-standing tradition of community banking. Founded in 1901 in Killeen, Texas, the bank has grown to over $4 billion in assets and now operates more than 340 locations across Texas, Arizona, Arkansas, and New Mexico. Over 3,200 banking professionals support FNBT’s mission to deliver modern banking convenience combined with attentive, personalized service. The organization remains focused on customer financial success and continues to prioritize putting customers first as it expands and adapts to changing financial needs. Role Description The Mortgage Loan Officer is a full-time, on-site role based in Delaware, OH. This role is responsible for originating residential mortgage loans, guiding applicants through the loan process, and recommending appropriate mortgage products that align with customer goals and financial profiles. Day-to-day responsibilities include meeting with customers, collecting and analyzing financial documentation, coordinating with underwriting, and ensuring compliance with regulatory and bank policies. The Mortgage Loan Officer will build and maintain relationships with customers, real estate professionals, and internal partners to drive loan production, while providing clear communication and timely updates throughout the lending process. The role also involves tracking pipeline activity, preparing accurate loan files, and contributing to a positive branch environment focused on customer service and community engagement. Qualifications Experience as a Loan Officer or in a comparable lending role, with a strong understanding of residential loan origination. Knowledge of the Mortgage Industry and Mortgage Lending practices, including regulatory and compliance requirements. Familiarity with underwriting principles and the ability to collaborate effectively with underwriting teams. Strong Customer Service skills, with the ability to communicate complex financial information in a clear, respectful, and accessible manner. Proficiency with loan origination systems, basic financial analysis, and documentation review. Excellent interpersonal, negotiation, and relationship-building skills with customers and referral partners. High level of integrity, attention to detail, and organizational skills to manage multiple files and deadlines. Preferred: Previous banking or mortgage lending experience; applicable state licensing or registration (such as NMLS) as required by law. #J-18808-Ljbffr