Risk Management - Credit Officer Director - Executive Director

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.Job summaryAs a Credit Risk Director in Commercial Bank Risk, you lead a cross-functional team delivering credit solutions that support clients’ financing needs. You oversee credit approval and manage a team of risk professionals, while working with a diverse client base. You guide your team in credit analysis, structuring, and negotiation, while maintaining portfolio quality and enforcing risk policies. You thrive in a dynamic environment, and driving high standards of execution.Job responsibilitiesLead and develop a team of risk professionals in analyzing and structuring new credit transactions and managing credit portfoliosAssess risks and mitigants, balance risk and reward, and manage renewals, amendments, and new transactions to maintain strong credit metricsForm and communicate independent, well-supported views to partners and senior leadershipOversee complex transactions, including negotiations and legal documentation for various loan structuresCollaborate proactively with internal and external stakeholders to advance transactionsDrive execution with urgency to meet deadlines and client expectationsServe as an expert on structuring and credit policy for stakeholdersMentor and coach team members, contribute to team culture, and participate in improvement initiativesDemonstrate excellent communication skills to solve problems and influence outcomesUphold organizational standards and adapt to change in a fast-paced environmentRequired qualifications, capabilities, and skillsBachelor’s degree in business, finance, or related fieldCompletion of a major corporate or commercial bank credit training program or equivalent experience10 years of experience in commercial banking or lending with extensive credit analysis, structuring, and loan documentation expertiseStrong credit, accounting, corporate finance, analytical, and financial modeling skillsExperience analyzing leveraged Mergers and Acquisition (M&A), sponsor transactions, direct loans and institutional loans executionsIn-depth understanding of loan documentation and ability to negotiate credit agreementsExcellent interpersonal, verbal, and written communication skills with strong attention to detail Strong organizational, problem-solving, and project management skills with ability to manage competing prioritiesIntellectual curiosity and ability to learn quicklyDemonstrated initiative, self-direction, and ability to perform well under pressurePreferred qualifications, capabilities, and skills Advanced degree in business, finance, or related fieldExperience managing teams in a commercial banking environmentFamiliarity with ancillary bank products such as cash management and derivativesTrack record of mentoring and developing junior talentParticipation in process improvement or change management initiativesThis position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/VeteransJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Full timePosting Date: 2026-06-05