Payments Technical Architect

We are looking for an experienced Payments Technical Architect with 10+ years of hands-on experience in Java, Spring Boot, microservices, REST APIs, Kafka, cloud technologies, Kubernetes, MuleSoft, and MQ . The ideal candidate will have strong experience designing and implementing highly scalable, secure, and resilient enterprise applications, with a strong understanding of the payments domain .

Key Responsibilities

• Design and architect scalable, secure, and high-performance payment applications using Java, Spring MVC, Spring Boot, REST APIs, and microservices .
• Provide technical leadership throughout the application development lifecycle, from architecture and design through implementation and production support.
• Develop and integrate distributed applications using Kafka, MQ, MuleSoft, and REST-based services .
• Design cloud-native solutions leveraging AWS/Azure/GCP or equivalent cloud technologies and container platforms such as Kubernetes .
• Work closely with business, product, engineering, and architecture teams to translate requirements into technical solutions.
• Design solutions using appropriate architectural and design patterns to ensure scalability, maintainability, resiliency, and performance.
• Develop reusable Java components, frameworks, and libraries following clean-code and object-oriented programming principles.
• Apply Java concurrency, multithreading, and performance optimization techniques where required.
• Design applications integrating with relational and external/embedded databases.
• Participate in application performance analysis, troubleshooting, JVM tuning, and production issue resolution.
• Implement automated testing, unit testing, and quality engineering practices.
• Support CI/CD implementation and DevOps practices using tools such as Git, Maven, Gradle, and Jenkins or equivalent platforms.
• Implement monitoring, logging, and troubleshooting solutions using Splunk and related observability tools.
• Collaborate with Agile teams and participate in sprint planning, design discussions, code reviews, and technical demonstrations.
• Mentor developers and provide technical guidance on architecture, coding standards, design patterns, and best practices.
• Evaluate and adopt emerging technologies, including AI-assisted development tools such as GitHub Copilot and Claude , where appropriate.

Payments Domain Experience

Experience working with financial services or payment-processing platforms and exposure to one or more of the following:

• FedWire
• CHIPS
• The Clearing House (TCH)
• SEPA
• ACH
• Real-Time Payments (RTP)
• SWIFT
• ISO 20022
• MT messaging
• Payment processing, settlement, clearing, and payment integration systems

Required Technical Skills

• 10+ years of experience in software development and technical architecture.
• Strong hands-on experience with Java/J2EE and object-oriented programming.
• Strong experience with Spring MVC and Spring Boot .
• Excellent knowledge of REST APIs and microservices architecture .
• Hands-on experience with Kafka and MQ .
• Experience with MuleSoft or similar integration platforms.
• Experience with Kubernetes and cloud technologies .
• Strong knowledge of SQL and database technologies .
• Experience with CI/CD pipelines and Agile development methodologies .
• Proficiency with Git and source-code management.
• Experience with Maven, Gradle, or Ant .
• Experience with application monitoring and troubleshooting using Splunk .
• Strong understanding of automated testing and unit-testing practices.