Jr. Commercial Lender & Business Development Officer

Job Description

Job Description

Description:

Junior Commercial Lender & Business Development Officer

Comprehensive benefits package to include health, dental, vison, life, PTO, Sick leave, 401 (k) and more!

Cayuga Lake National Bank

Build Relationships. Grow Local Businesses. Build Your Career.

Are you a relationship-driven professional who enjoys connecting with business owners, developing new opportunities, and making a difference in your community? Are you ready to take the next step in your career with a community bank where your contributions truly matter?

Cayuga Lake National Bank is looking for a motivated Junior Commercial Lender & Business Development Officer to join our Commercial and Business Banking team!

This is an opportunity for someone with a strong business development background who wants to expand their commercial lending expertise while helping local businesses grow and succeed. You'll work alongside experienced lending professionals, develop lasting client relationships, and play an important role in expanding the Bank's presence in the communities we serve.

What You'll Do

As our Junior Commercial Lender & Business Development Officer, you'll combine your passion for business development with commercial lending and relationship management. You'll have the opportunity to:

• Build your business: Identify new opportunities, develop referral networks, and establish lasting relationships with small and mid-sized businesses throughout our local markets.
• Help local businesses succeed: Work closely with business owners to understand their financial needs and recommend customized lending and banking solutions.
• Develop your lending expertise: Partner with experienced lending professionals to originate and close commercial loans, lines of credit, and equipment financing.
• Grow and manage relationships: Maintain an assigned commercial loan portfolio, monitor loan performance, and identify opportunities to expand customer relationships.
• Offer comprehensive banking solutions: Introduce customers to business deposit accounts, treasury management services, and other banking products.
• Be the face of community banking: Represent Cayuga Lake National Bank at networking events, business meetings, and community activities while building valuable local connections.
• Support responsible lending: Assist with credit analysis, loan documentation, portfolio reviews, and regulatory compliance to maintain a strong, high-quality loan portfolio.

What Makes You Successful

We're looking for someone who enjoys meeting new people, developing business opportunities, and helping customers achieve their goals.

You are a self-motivated professional who brings strong communication, negotiation, and relationship-building skills. You're comfortable working independently, enjoy being involved in your community, and understand the importance of balancing business growth with sound financial decisions.

Most importantly, you have a genuine interest in local businesses and want to become a trusted financial partner to the customers you serve.

Why Cayuga Lake National Bank?

At Cayuga Lake National Bank, we believe strong communities are built on strong relationships. As a community-focused bank, we take pride in providing personalized service and helping local businesses achieve their financial goals.

This position offers the opportunity to develop your commercial lending career while working alongside experienced banking professionals. You'll gain valuable exposure to business development, credit analysis, commercial loan origination, and portfolio management while establishing yourself as a trusted resource in the local business community.

Whether you're an experienced business development professional looking to transition into commercial banking or a banking professional ready to expand your lending responsibilities, this could be the next step in your career.

Ready to Grow With Us?

If you're passionate about building relationships, developing new business, and helping local companies succeed, we want to hear from you!

Bring your business development experience. Grow your commercial lending expertise. Build your future with Cayuga Lake National Bank.

Apply today and become part of a team that's invested in the success of our customers and the communities we serve.

Requirements:

What You'll Bring

Required Qualifications

• High school diploma or GED.
• Three to seven years of business development experience.
• Strong interpersonal, communication, negotiation, and relationship-management skills.
• Understanding of commercial lending, credit analysis, and loan portfolio management.
• Ability to identify business opportunities and develop strong customer relationships.
• Proficiency with Microsoft Office and the ability to learn banking and loan origination systems.
• Knowledge of local business markets and economic conditions.
• Valid New York State driver's license.

Preferred Qualifications

• Bachelor's degree in Business, Finance, Accounting, or a related field.
• Previous commercial banking experience.
• Experience working with business owners, developing referral relationships, or managing business banking accounts.
• Familiarity with commercial loan origination systems, including Abrigo.