Financial Analyst

Financial Analyst Property and Casualty

Responsibilities:

Conduct thorough, objective, and timely company credit analysis using financial and non-financial information.

Produce timely, high quality credit reports to support the assigned ratings, documenting analysis and recommendations to be reviewed and updated by the analytical team leader.

Present analysis at rating committee meetings demonstrating good judgment in communicating rating recommendations.

Conduct on-going monitoring and surveillance of assigned portfolios, including rating changes, market/industry/regulatory developments, news events etc. identifying early warning signs that need to be brought to committee for event driven rating actions.

Keep up to date with relevant industry, market and professional developments through continued professional development and learning, including, for example, undertaking research, attending seminars, market briefings and presentations etc.

Manage the relationship with rated companies, increasingly leading management meetings, communicating rating outcomes and effective management of expectations.

Develop and maintain in-depth, highly current knowledge and insight in one or more specialist market and or technical subject areas.

Proactively identify areas for performance or process improvement, recommending actions and positively contributing to the implementation of changes.

Maintaining or working to develop strong analytical skills through a professional designation and continuing education (e.g. CFA, Actuarial, MBA, CPCU, CLU, FRM).

Willingness to travel up to 10%.

Experience:

3-5 years Financial Analysis or related experience is required.

Bachelor's degree in Math, Finance, Actuarial, Accounting or Economics.

Possess or working towards relevant professional qualifications (e.g. MSc, MA, MBA, CPA, CFA, Actuarial, CPCU, or CLU).

Continuing education is required.

Experienced in conducting financial analysis, ideally within the insurance industry, or broader financial services sector.

Developed analytical skills and knowledge of financial markets and economic/industry trends.

Evidence of developing and managing professional relationships with external stakeholders.

Must demonstrate ability to manage own time efficiently and effectively, and be able to multitask, absorb ideas and facts quickly, while maintaining a strict eye for detail.

Preferably a math, accounting, financial or economics background; Knowledge of financial ratios and financial statement analysis.

Strong Microsoft Office skills.

Keen interest in further developing strong analytical skills through professional designation and continuing education (e.g. CFA, Actuarial, MBA, CPCU, CLU, FRM).