Credit Officer

Credit Lead – Fifth Third Bank Dallas, Texas. Responsibilities Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities. Maintain an independent assessment of borrower and portfolio creditworthiness, identify emerging risks, and elevate concerns to senior leadership as needed. Drive credit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, and timely remediation of issues. Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams. Engage with clients and prospects as required, typically supporting banking partners and senior credit leadership, especially in complex or sensitive situations. Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems. Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio. Provide ongoing coaching and mentoring to Credit Solutions professionals. Supervise day‑to‑day activities of Credit Solutions professionals, deliver timely performance feedback, develop talent, ensure bench strength, and recognize employee accomplishments. Qualifications Bachelor’s degree in Business, Finance, Accounting, or a related field (advanced degree preferred). Minimum eight years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership. Strong commercial credit underwriting, structuring, portfolio management, and legal documentation skills. Demonstrated leadership ability and a track record of developing talent. Proactive forward‑looking view of portfolio risk and ability to identify emerging credit issues. Deep knowledge of commercial lending policies, regulatory requirements, and risk governance frameworks. Strong communication, organizational, and analytical skills. Proficiency with internal banking systems and Microsoft Office tools. Compensation & Benefits Base salary aligns with the pay‑grade range; varies by role, skills, experience, education, and location. Eligible for an incentive compensation plan based on company, line of business, and individual performance. Comprehensive benefits program addressing physical, financial, emotional, and social well‑being; see EEO Statement Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status. #J-18808-Ljbffr