Sr. End of Lease Analyst - Equipment Finance

End Of Lease Analyst

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One.

U.S. Bank is seeking a detail-oriented and customer-focused professional to join our Equipment Finance team as an End Of Lease Analyst. This role plays a critical part in managing the end-of-lease lifecycle of equipment assets, including customer interactions, negotiations, repossession coordination, and asset disposition.

This position requires strong communication skills, sound judgment, and the ability to navigate complex processes in a fast-paced, highly collaborative environment.

Key Responsibilities

• Manage the end-to-end lifecycle of equipment at lease maturity, including customer buyouts, returns, and remarketing activities
• Coordinate equipment repossession efforts, including assignment, logistics, and final disposition of assets
• Partner with internal teams, including Loss Mitigation, to ensure timely and compliant execution of repossession and recovery processes
• Work directly with customers and vendors to:
• Negotiate purchase option pricing
• Facilitate equipment returns and logistics
• Conduct research and analysis of equipment values to support pricing and disposition decisions
• Review and interpret lease agreements and contract documentation to guide decision-making and ensure compliance
• Navigate and execute work within regulated and process-driven environments, ensuring all required documentation and control steps are followed
• Build and maintain strong working relationships across internal teams and external partners
• Utilize multiple internal systems to track activity, document progress, and manage workflow

Basic Qualifications

• Associate's degree, or equivalent work experience
• Three to five years of relevant experience

Preferred Skills/Experience

• Knowledge of common equipment types
• Knowledge of lease structures relating to revenue opportunities in equipment sales and renewal options
• Working knowledge of strategies and techniques used in client negotiations.
• Experience in customer-facing roles, with demonstrated ability to communicate effectively across a range of audiences
• Experience with negotiation, sales, or relationship management
• Ability to work within structured or compliance-driven processes
• Strong analytical, problem-solving, and decision-making skills
• Organizational and time management skills with the ability to manage multiple cases simultaneously

Location expectations

This role requires working from the Marshall, MN, or the Columbia Center, OR, location three (3) or more days per week

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $55,760.00 - $65,600.00