Senior Commercial Credit Analyst - Hybrid (Cambridge)

Back Credit Analyst- Commercial Senior Credit Analyst- Commercial – Cambridge, Massachusetts. Onsite 5 days to start, 1 day from home after training. Salary $80,000–$120,000 + bonus. Responsibilities Researches and examines credit risks, assesses credit history, and makes a recommendation to approve or disapprove extension of credit. Responsible for conducting financial, strategic, and competitive analysis for both business and commercial real estate customers. Prepares loan documents and comprehensive credit proposals for board presentations; assists management with presentation materials and approval process. Develops and analyzes property cash flow information. Provides an assessment of loan condition and quality, assigns credit grades on existing credits, and oversees loan documentation as outlined in the bank’s lending policies. Responsible for the tracking, collecting, and reporting of loans that are incomplete due to missing documentation. Maintains a good working knowledge of the bank’s lending policies and procedures and identifies deviations from policy. Responsible for presentation of written and oral reports to management. Conducts an in‑depth review and analyzes balance sheet and profit and loss statements presented by applicants for large commercial loans. Assesses liquidity, quality of management, market position, and overall business climate to estimate future profitability of the business. Provides technical advice and assistance to commercial lending officers as needed. Qualifications 3 years of commercial credit experience. Bachelor’s degree in finance/accounting or equivalent work experience. Ability to analyze financial statements and effectively prepare written analysis. Proficient with Microsoft Word and Excel. Working knowledge of Loan Vantage and COCC Insight preferred. #J-18808-Ljbffr KBW Financial Staffing & Recruiting