Mortgage Loan Originator

Mortgage Loan OriginatorLiberty FCU, a full-service credit union, is currently seeking applicants to fill a Mortgage Loan Originator role at our Vincennes office located at 1395 S. Hart Street Road, Vincennes, IN.Duties and responsibilities include but are not limited to the following:Conduct loan interviews, discuss programs, explain processes, and request supporting documentation for loan approval.Evaluate credit of prospective borrowers for qualification purposes.Diligently pursue leads provided.Contact prospective borrower leads via telephone, email, or face to face.Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.Understand and apply all Federal and NCUA regulatory rules and regulations associated with mortgage lending.Makes sales calls routinely through face to face and phone contact with borrowers, ensuring clear understanding of options and informed decisions to best suit borrower's needs.Maintain knowledge of available loan products, processing procedures and underwriting guidelines.Prospect and network, building relationships with realtors, builders and other referral partners.Qualifications:Bachelor's degree preferred.2-3 years of mortgage origination experience is preferred.Excellent communication skills to talk to clients about loan particulars and their personal financial details.Excellent mathematical and statistical analysis ability.A sound knowledge of the terms and conditions of different kinds of loans.Strong logical thinking.Ability to keep updated on new loan reforms and laws.Ability to obtain federal registration/NMLS.Benefits and Compensation:Incentive opportunitiesPaid HolidaysPaid Time Off (Vacation, Sick and Personal Days)Medical, Dental and Vision Insurance401(k) retirement program with matching fundsEmployer paid Group Term Life Insurance, Short Term and Long Term Disability InsuranceTuition Reimbursement ProgramReporting relationships:This position reports to the RVP of Sales or local Mortgage Sales Manager and has no direct reports.Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.