Credit Risk Officer

SUMMARY:This position is primarily responsible for analyzing and monitoring current credit data and financial statements of new and existing large commercial credits for risk and compliance with both Legacy Loan Policy and regulatory guidelines. This position works directly with the commercial lending group to structure and present detailed commitment reports used for decision making in both the local and senior lending committees.QUALIFICATIONS:The candidate should possess the following knowledge, skills, and abilities:General knowledge and understanding of accounting and credit principals.Demonstrated ability to exercise consistent discretion and judgment.Demonstrated ability to organize, prioritize, and meet deadlines.Excellent multi-tasking skills.Advanced oral and written communication skills.Strong interpersonal, teamwork, and flexibility skills are needed.Advanced PC and spreadsheets software skills.Advanced analytical, mathematical and problem-solving skills with strong attention to details.Ability to start and complete tasks with minimal supervision.Working knowledge of loan documentation, a plus.NON-ESSENTIAL DUTIES & RESPONSIBILITIES include the following. Other duties may be assigned:SUPERVISORY RESPONSIBILITIES:There are no supervisory responsibilities in this position.EDUCATION and/or EXPERIENCE:This level of knowledge is normally acquired through the completion of a business or related Bachelor’s degree and 2+ years banking or equivalent experience.PHYSICAL DEMANDS/WORK ENVIRONMENT:Position will require person to be stationary for periods of time in an office working at a desk.Person will need to be able to move about inside an office to access files, office machinery, etc.Position may require the ability to work before or after normal business hours and some Saturdays.The essential functions described here are representative of those that must be met by an employee to successfully perform the job. If requested, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.**The Employer retains the right to change and assign other duties to this position.Legacy Bank is an Equal Opportunity Employer.M/F/D/V #J-18808-Ljbffr Legacy-Bank