Remote Staff Software Engineer

Kin is redesigning insurance to be smarter, faster, and centered on the customer. We use intelligent pricing, offer seamless bundling, and make every step (from purchasing, servicing to claims) simple and friction-free, especially in the places traditional insurers often ignore.
We empower people to protect what matters most, starting with their homes and expanding to all they value, in a world where climate risks, rising costs, and outdated systems leave too many behind. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:
Built In Chicagos Best Places to Work, Midsize Companies (2021-2025).

Forbes Americas Best Startup Employers (2021- 2024, Ranked #37 in 2024).

Inc. 5000 Fastest-Growing Private Companies.

Forbes’ Fintech 50.

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

So, what’s the role?
As a Staff Engineer at Kin, youll develop the products and features that make Kin operate. Were a Ruby on Rails environment with Typescript front-end and PostgreSQL database, and we apply Agile methodologies to our product and software development processes. In your role, you will have the opportunity to work on more complex engineering problems while collaborating with peers in Dev, Product, Design and other cross-functional teams. As your teams technical lead, youll to mentor team members, and lead projects.

A day in the life could include:
Writing clean, maintainable, and efficient code in Ruby on Rails and Typescript

Setting the standards for the Engineering team by example

Leading pair programming sessions and providing mentorship to team members

Driving and fostering advanced design or architectural tasks

Developing technical roadmaps

Participating in daily stands and weekly retros

Working with Design, Product Management, and Customer Support partners to design and implement scalable solutions

Providing subject matter expertise and support

I’ve got the skills… but do I have the necessary ones?
6+ years of professional software engineering experience

4+ years experience coding with Ruby on Rails and Typescript/Javascript

Strong understanding of SQL and RDBMS, with exposure to NoSQL

Experience in designing and implementing scalable, API-first systems

Experience with event-driven architectures

Experience in big data engineering on AWS and/or DataBricks is a plus

Ability to articulate value of technical investments

Ability to operate with little-to-no technical guidance

Experience mentoring engineers

Comfortable in a startup environment – we’re fast-paced, self-motivated, and determined to change the industry

A fast learner, ready to bring previous knowledge to this position and continue developing along the way

Location in Central or Eastern US time zones (CDT & EDT) strongly preferred

At this time, we are unable to sponsor employment visas

Oh, and don’t worry, we’ve got you covered!
We offer a comprehensive benefits program, allowing you to choose the
benefits that are best for you and your family including: Medical, Dental, Vision, Life Insurance, Short and Long Term Disability Insurance options, Employee Assistance Program, as well as elective voluntary benefits such as accident insurance, hospital indemnity, critical illness, legal assistance and pet insurance. Kinfolk become eligible for benefits on the first day of the month following their start date.
In addition to these benefits, we also are excited to offer the following:
Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level.

401K with company match of up to 4% of eligible earnings

Flexible PTO for exempt employees (employees typically take 15-20 days annually), along with 8 company-observed holidays

A paid parental leave program that provides 100% salary continuation of up to 14 weeks for birthing parents and 8 weeks for non birthing parents

Continuing education and professional development opportunities

Applications for this role are accepted on an ongoing basis

LI-REMOTE

For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.
For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.
State locations and specifics are subject to change as our hiring requirements shift.

About Kin Kin is the only pure-play, direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience, customized options for coverage, and fast, high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders. To learn more, visit .

EEOC Statement Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We dont just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.