Vice President of Commercial Lending

Vice President Of Commercial Lending

Join our award-winning team as the Vice President of Commercial Lending! Hoosier Hills Credit Union continues to grow and expand its impact across our communities, empowering brighter financial futures and strengthening local businesses through extraordinary service. We're seeking an experienced, relationship-driven commercial lending leader to join us in this mission. If you're passionate about commercial banking, love building strong business relationships, and thrive in an environment where strategic thinking and member-centric service drive success, we would love to meet you!

What We Offer:

• Competitive Salary: $97,084 - $145,626, commensurate with experience.
• Comprehensive Benefits Package: Including health insurance, retirement plans, paid time off, and much more.
• Impactful Work: To empower brighter financial futures and strengthen communities through extraordinary service and genuine connection, one member at a time.
• Supportive Environment: Work with a team that values your contributions and supports your professional growth.
• Growth Opportunities: Advance your career within a dynamic and rewarding industry.
• A Rewarding Career: Be part of a team that's dedicated to making a positive difference in the lives of our members and the communities we serve.
• Hybrid Work Environment: Enjoy the flexibility of a hybrid work model that allows you to balance in-office collaboration in Tell City, IN with remote work.

Opportunity Overview: The Vice President of Commercial Lending plays a critical leadership role in advancing Hoosier Hills Credit Union's commercial lending strategy. This position develops and manages a high-quality commercial loan portfolio, delivers exceptional service to Commercial Members, and ensures compliance with industry standards and HHCU credit policies. This role serves as a trusted advisor to business Members—helping them grow, solve problems, and strengthen their financial outlook. You will also represent HHCU throughout the business community, deepening relationships and fueling strategic commercial growth.

What You'll Do:

• Mission-Driven Member & Business Leadership: Demonstrate alignment with HHCU's mission and deliver extraordinary service. Build strong, long-term relationships with Commercial Members. Take ownership of member needs, ensuring timely, high-quality service and follow-through. Act as a trusted partner to business owners, providing financial guidance and solutions.
• Commercial Portfolio Growth & Management: Identify and develop commercial relationships through proactive outreach. Maintain a robust pipeline of commercial loan opportunities. Conduct comprehensive loan interviews, gather financial data, and assess credit needs. Structure, analyze, and present commercial loan requests to Credit Committees. Make credit decisions within delegated lending authority. Manage the full loan process—from application through closing—with accuracy and compliance. Monitor portfolio performance, financial statements, repayment behavior, and risk indicators. Conduct collateral and site inspections as required. Ensure full compliance with BSA/AML and all regulatory requirements.
• Community Engagement & Business Development: Represent HHCU through community involvement and professional networking. Promote the credit union's value in the local business community. Drive visibility and create new business development opportunities.
• Teamwork, Collaboration & Organizational Leadership: Communicate consistently with leadership and team members. Contribute to a positive, collaborative team environment. Support internal partners, provide insights, and participate in ongoing process improvement. Demonstrate a growth mindset and support long-term strategic initiatives.

What We're Looking For:

• Educational Background: Bachelor's degree in business, finance, or a related field.
• Minimum five years of commercial lending experience, including a proven network of business clients and prospects. Experience with SBA lending programs preferred.
• Ability to travel to meet with clients and support business development activities.
• Knowledge, Skills, & Abilities: Exceptional communication and interpersonal skills. Demonstrated success in commercial lending and relationship management. Strong financial and analytical skills, including credit analysis and loan structuring. Ability to analyze financial statements, cash flow, collateral documentation, and credit risk. Proficiency with Microsoft Office; experience with Baker Hill preferred. Strong professionalism and ability to engage effectively with business owners and key stakeholders. Must currently live in the Southern Indiana area.

Hoosier Hills Credit Union is an Equal Employment Opportunity Employer. If you're ready to make a lasting impact on our lending operations while growing your career in a collaborative, mission-driven environment, apply today to join our award-winning team!