Complex Claims Specialist-MPL

Job Type: Permanent Complex Claims Specialist – Miscellaneous Professional Liability Role is an individual contributor responsible for handling mid to high‑severity primary Miscellaneous Professional Liability claims from inception to resolution, including liaison with external and internal partners, coverage reviews, litigation, and documentation. Responsibilities Adjusts and resolves complex mid to high severity claims that include all phases of litigation With minimal supervision drafts complex coverage letters, including reservation of rights and denial letters Reviews and provides analysis of claim documentation and legal filings Drives litigation best practices to lead defense strategy on litigated files Mentors team members Uses superior knowledge and experience to affect positive claim outcome via investigation, negotiation and utilization of alternative dispute resolutions Identifies emerging exposures and claims trends Identifies suspected fraudulent claims and tracks with special investigations unit Accurately documents claim files with all relevant claim documentation, correspondence and notes in compliance with company policies and applicable regulatory authorities Team The US Claims team at Hiscox is a growing group of professionals working together to provide superior customer service and claims handling expertise. Claims staff are empowered to manage their claims within given authority to provide fair and fast resolution of claims for our insured and broker partners. With strong growth across the US business, the team focuses on delivering profitability while reinforcing Hiscox’s strong brand built on a long history of outstanding claims handling. Requirements 6+ years of Professional Liability and/or Specialty/Financial lines claims handling experience. A JD from an ABA accredited law school may be considered as a supplement to claims handling experience. Proven ability to positively affect complex claims outcomes through investigation, negotiation and effectively leading litigation. Ability to work in a fast‑paced and changing environment. Advanced knowledge of coverage within the team’s specialty or focus. Advanced knowledge of litigation process and negotiation skills. Experience in mentoring and training other claims examiners. Excellent verbal and written communication skills. Advanced analytical skills. B.A./B.S degree required, JD optimal. Adjuster licensing is required within 90 days of employment. Additional Factors Considered Demonstrates ability to work with minimal oversight. Demonstrates ability to advance product innovation or develop a greater understanding of other aspects of the business through training or other relevant projects across teams of lines of business. Demonstrates courage and confidence in addressing and solving difficult or severity matters with insureds, attorneys, and brokers. Experience attending and leading mediations, arbitrations and trials. Demonstrates courage in addressing and solving difficult or complex matters with insureds, attorneys and brokers. What Hiscox USA Offers Competitive salary and bonus (based on personal & company performance). 401(k) with competitive company matching. Comprehensive health insurance, vision, dental and FSA plans (medical, limited purpose, and dependent care). Company paid group term life, short‑term disability and long‑term disability coverage. 24 Paid time off days, 2 Hiscox Days, 10 paid holidays, and ability to purchase 5 PTO days. Paid parental leave. 4 week paid sabbatical after every 5 years of service. Financial Adoption Assistance and Medical Travel Reimbursement Programs. Annual reimbursement up to $600 for health club membership or fees associated with any fitness program. Company paid subscription to Headspace to support employees’ mental health and wellbeing. Recipient of 2024 Cigna’s Well‑Being Award for having a best‑in‑class health and wellness program. Dynamic, creative and values‑driven culture. Modern and open office spaces, complimentary drinks. Hybrid Working This position is hybrid and requires two (2) days in our office weekly. Equal Opportunity Employer We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class. Salary Range $125,000–$155,000. #J-18808-Ljbffr Hiscox