Financial Risk & Insurance Consultant

As a Barron's Top 100 RIA firm and voted Best Places to Work by Fortune, Pacific Coast Business Times, Inc. (Best Workplaces), and Investment News, Mission Wealth is hiring a growth-minded Risk Management Associate to join our award-winning team! If you are ready to elevate your career in a leading wealth management company with a commitment to giving back to the community and expanding nationally, let's go!

Mission Wealth has offered 360-degree wealth management services to affluent families since 2000. Our dynamic planning process ensures that every piece of the puzzle is put into place as our clients' lives unfold and their needs evolve. This gives them the complete picture and confidence in their financial future.


The Financial Risk & Insurance Consultant will work with the Director of Risk Management to support Mission Wealth's Advisors who are incorporating personal financial risk reviews into the services they provide to clients. As internal risk management consultants for our advisors and their clients, our Risk Management professionals help clients understand insurance policies and strategies, the strengths and weaknesses of the policies they own, and recommend better alternatives, if appropriate. We assess clients' current life, long-term care, and long-term disability insurance policies as well as annuities.


Although Mission Wealth does not sell property and casualty insurance, the Risk Management Department conducts and publishes Property & Casualty insurance reviews for clients so they may better work with their P&C insurance agent to optimize their coverage. Mission Wealth does not sell health insurance. The Risk Management Department refers clients to a professional health insurance resource to address Pre-Age 65 health coverage needs, Medicare enrollment, and annual health plan renewal reviews.

The ideal candidate will have a bachelor's degree, at least five years of experience as an assistant, salesperson, or consultant in one or more areas of personal financial risk management: life or long-term care insurance, annuities, or property & casualty insurance. A general understanding of financial planning, annuities, life, long-term care planning, and investments is preferred.


Why this Role is Unique:

• Daily in-office mentorship and collaboration with experienced professionals
• Exposure to high-net-worth client relationships and real financial planning scenarios
• Opportunity to specialize in a high-value niche (risk management within wealth planning)
• Firm-supported licensing and professional development

What You'll Do:

• Partner with the Director of Risk Management to support advisors and clients
• Analyze and review client insurance portfolios (life, LTC, disability, annuities)
• Learn and deliver Property & Casualty insurance reviews
• Prepare and present insurance analyses and recommendations
• Collaborate with advisors on integrating risk management into financial plans

Key Skills and Requirements as the Financial Risk & Insurance Consultant:

• Clean compliance record.
• Experience with Salesforce.
• Minimum of 3 to 5 years relevant work experience.
• Detail-oriented, quick learning capability, positive attitude.
• Basic presentation experience and willingness to progress.
• Highly organized, self-motivated, and a proactive self-starter.
• Excellent written and verbal communication skills with team members and clients.
• Minimum required licenses: Life/Health/Accident and Long Term Care; obtain the Series 65 license within 90 days of hire.

Responsibilities as Financial Risk & Insurance Consultant:

• Collaborate with the Director of Risk Management to provide our advisors and clients with top-notch service.
• Assume responsibility to learn, create, and progress property and casualty reviews.
• Master P&C reviews and progress to assume presentation responsibility of reviews to advisors and clients.
• Learn about our health insurance referral service and then grow into being responsible for submitting referrals of our clients to our health insurance referral source.
• Learn to work with our brokerage general agency to quote life insurance, long-term care insurance, and annuities. Progress to process and present quotes, illustrations, and policy reviews of policies and contracts to Mission Wealth advisors and clients.
• Serve as a knowledgeable resource for advisors regarding personal risk management-related questions.
• Support team efforts, care about our colleagues and clients, have a growth mindset, be adaptable to new work processes or changes, and be committed to the progress of the Risk Management Department and the success of Mission Wealth.

Job Type : Full-time, salaried exempt

Location : This position is based out of our office in Houston, TX, or Scottsdale, AZ. This is an in-office position.

Salary : $75,000, plus annual bonus of $30,000 paid in quarterly increments

Please attach your cover letter and resume outlining your detailed experience of proven success within wealth management. Be sure to share one of your favorite volunteer projects, too! We offer a competitive salary, team-based compensation plan, defined pathways to equity partner in the firm, medical/dental/vision benefits, 401(k)/Profit Sharing, Volunteer Time Off (VTO), Family Medical Leave (FMLA), Sabbaticals, wellness benefits, and ongoing educational reimbursements.