Regulatory Financial Reporting Manager

About Sezzle: Sezzle Inc. is a premier, internationally recognized financial technology powerhouse, publicly traded consumer credit giant (Nasdaq: SEZL), and omni-channel payment integration trailblazer operating on an absolute mission to protect, automate, and financially empower the next generation of global consumers. Headquartered in Minneapolis, Minnesota, and servicing massive multi-tenant retail networks across the United States and Canada, Sezzle redefines how modern shoppers discover, interact with, and buy the brands they love through seamless, interest-free installment processing. Underpinned by gross annual revenues exceeding $450 million and net income margins topping $133 million based on recent disclosures, Sezzle actively drives conversion optimization and elevated order values for thousands of global merchants. Driven by a high-performance, engineer-friendly corporate philosophy centered around relentlessly high standards, calculated risk-taking, and candid internal trust, the firm equips high-agency financial authorities with an uncompromised remote canvas to leverage state-of-the-art data infrastructure, manipulate complex asset ledgers, and deploy scalable regulatory frameworks from the ground up.

Position Overview

We are seeking a highly analytical, detail-obsessed, and systems-minded Regulatory Financial Reporting Manager to join our core centralized Corporate Finance and Banking division in a full-time remote capacity open to qualified compliance authorities resident anywhere in the United States. As Sezzle continues to evolve beyond standalone payment systems by aggressively building out its institutional banking operations, you will step up to claim true individual operational and strategic accountability over bank-specific regulatory filing frameworks. Shifting completely away from routine manual standalone transactional logging, basic administrative data entry, minor file auditing checklists, or simple local spreadsheet copying, you will run an active corporate regulatory governance, balance reconciliation, and financial data automation laboratory—serving as the primary corporate Subject Matter Expert (SME) and technical bridge across Accounting, FP&A, Treasury, Legal, Compliance, and core Engineering nodes. This position requires a bank accounting or fintech software veteran with 5+ years of craft depth who structures multi-tenant balance configurations fluidly natively using Accountant validation protocols, interprets asset and liability metrics cleanly natively leveraging Financial Analyst reconciliation patterns, and commands complex FFIEC Call Reports confidently under strict OCC and FDIC statutory timelines.

Key Responsibilities

• Green-Field Regulatory Framework Architecture: Design, document, and deploy Sezzle’s foundational bank regulatory reporting framework from scratch, establishing scalable data sourcing workflows, reporting calendars, and internal control structures cleanly natively utilizing Accountant compliance rules.
• End-to-End FFIEC Call Report Submission: Own the complete collection, parsing, and submission of FFIEC Call Reports (encompassing schedules 031, 041, and 051) and adjacent mandatory filings directly before the OCC, FDIC, and Federal Reserve.
• Complex Asset and Capital Classification: Interpret regulatory instructions accurately and apply them to Sezzle’s buy-now-pay-later (BNPL) business model, ensuring correct structural formatting of consumer assets, risk weights, capital reserves, and transaction fees cleanly natively leveraging Financial Analyst parameters.
• Data Pipeline and Analytics Interlock: Partner closely across Accounting, FP&A, Treasury, Compliance, and database engineering groups to source multi-tenant transaction datasets, resolving structural logic questions to guarantee consistency with GAAP financial statements.
• Regulatory Examination and Audit Representation: Lead technical documentation mapping and serve as the main operational interface during regulatory examinations, responding directly to examiner inquiries and auditing workflows.
• SOX 404 Control Enforcement: Author and maintain comprehensive documentation covering regulatory reporting policies, operational workflows, and accounting methodologies to satisfy rigorous SOX 404 compliance metrics.
• AI-Accelerated Process Automation: Champion the proactive adoption of generative AI tools, automated querying macros, and modern scripting platforms to streamline historical data aggregation, validation loops, and report submission pipelines.
• Regulatory Intelligence Monitoring: Track evolving banking thresholds, changed schedules, and newly issued interpretive accounting guidelines, proactively advising executive leadership on the structural implications of new product rollouts.

Required Skills & Qualifications

• A minimum of 5 years of verified professional history running advanced bank regulatory financial reporting, public accounting, corporate audit management, or global tech consulting within the banking or payment services field.
• Exhaustive FFIEC Sourcing Expertise: Verifiable, hands-on career history explicitly preparing, balancing, and executing FFIEC Call Report filings, coupled with a deep grasp of regulatory capital ratio calculations.
• Expert-tier capability auditing corporate balance sheets, designing internal control layers, and evaluating accounting ledgers natively utilizing Accountant principles.
• Practical operational familiarity bridging GAAP records to regulatory framework reports, tracking performance metrics, and modeling variance analytics natively using Financial Analyst methodologies.
• A Bachelor’s degree in Accounting, Finance, or an identical technical field of study.
• Advanced software capability navigating specialized database queries, macros, and financial reporting automation configurations.
• Outstanding written and scannable technical communication attributes in business-fluent English, enabling uncompromised confidence when defending complex regulatory positions before executive boards or federal examiners.
• Location Context: Position open to qualified financial operations leaders based permanently and resident within the borders of the United States to operate under a 100% remote work-from-home layout.

Preferred Strategic Indicators (Nice to Have)

• Possession of an active professional qualification track, with a strong preference for Certified Public Accountant (CPA) or Chartered Financial Analyst (CFA) designations.
• Prior technical operations history inside an OCC-supervised national bank, de novo banking entity, or early-stage bank charter optimization cycle.
• Familiarity with compliance structures utilizing institutional financial processing software (such as Axiom, Wolters Kluwer, or adjacent data warehouses).
• Background navigating consumer lending regulations, credit risk parameters, or BNPL reporting structures inside high-growth technology settings.

What We Offer

• Vetted FinTech Sector Salaried Blueprint: A competitive full-time baseline annual corporate base salary package structured transparently between $120,000 and $145,000 USD , designed broadly to accommodate your craft depth and encourage internal financial growth, supplemented by exceptional performance advantages.
• The spectacular professional canvas to claim absolute strategic architecture authorship over the regulatory filing tracks of a rapidly scaling digital banking entity.
• Profound work-from-home remote parameters offering a 100% remote virtual environment across America, complete scheduling trust, and zero physical geographic office commuting friction out of any state.
• Access to elite personal and lifestyle protection layers, including an Unlimited Paid Time Off (PTO) policy, dedicated community volunteer hours, structured sabbatical opportunities, and group health benefits.
• Financial asset acceleration options, featuring a structured corporate 401(k) retirement system backed by an uncompromised, industry-leading 6% company matching track, combined with a highly discounted premium LifeTime gym membership package.