ACI MTS Payment Subject matter expert | hybrid

Overview ACI MTS Payment - Subject matter expert. Charlotte, NC / New York, NY / New Jersey, NJ (Day 1 onsite, hybrid 3 days from office). Job Description We are seeking a highly skilled and motivated ACI MTS Product Owner & Subject Matter Expert (SME) to lead and manage our ACI MTS payments platform. The ideal candidate will be responsible for overseeing the end-to-end functionality of the product, ensuring seamless payments initiation, validation, routing, and settlement, both domestically and cross-border transfers. Responsibilities ACI MTS Product Ownership & Expertise Act as the primary SME for ACI MTS, including: Payment’s initiation, validation, routing, and settlement Liquidity and account management Cut-off times, exception handling, and reconciliation Configure and manage MTS payment flows for domestic and cross-border transfers (RTGS, ACH, wires, SWIFT-based flows where applicable) Drive product upgrades, patches, and version migrations, ensuring zero or minimal disruption Payments Processing & Operations Support high-availability, low-latency payment processing environments Troubleshoot complex production issues involving: Payment failures Settlement mismatches Queue backlogs Liquidity constraints Partner with operations teams to improve STP rates, throughput, and resilience Integration & Architecture Design and oversee integrations between MTS and: Core banking systems Fraud and AML platforms Treasury, GL, and reconciliation systems External clearing and settlement networks Ensure correct use of message formats, adapters, and APIs within the MTS ecosystem Compliance & Controls Ensure MTS configurations comply with: Regulatory requirements (e.g., AML, sanctions screening, auditability) Internal risk and operational controls Support audits, regulatory exams, and control testing involving payment flows Stakeholder & Delivery Leadership Act as a trusted advisor to business, operations, and technology stakeholders Translate business payment requirements into MTS-aligned solutions Mentor junior team members and build internal MTS knowledge depth Work closely with ACI support and product teams for escalations and roadmap alignment Requirements Core Skills Extensive hands-on experience with ACI MTS in a production banking or payments environment Strong understanding of: Payment lifecycles and settlement mechanics Real-time and batch payment processing Exception handling and reconciliation Proven experience supporting mission-critical, high-volume payment platforms Deep knowledge of payments operations and controls Technical & Functional Skills Experience with MTS configuration, workflows, and parameterization Understanding of: Messaging standards (ISO 20022, proprietary formats, SWIFT where applicable) Databases, batch processing, and scheduling Ability to read logs, analyze failures, and drive root-cause analysis Domain Expertise Strong background in: Banking payments Clearing and settlement systems Treasury and liquidity management Experience in regulated financial institutions preferred Preferred, But Not Required Experience working directly with ACI Worldwide support or professional services Exposure to other ACI products (e.g., UPF, PPF, Base24, Wires platforms) Prior role as payments platforms owner or lead SME ITIL-based production support experience #J-18808-Ljbffr Accord Technologies Inc