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Senior Credit Analyst

$80k - $110k

Executive Recruiting Consultants

Job Description

Senior Credit Analyst

COMPANY PROFILE:

One of the most well-respected and prestigious locally owned and operated banks in the tristate area. They are employee owned, have a history of promoting people within, and believe in giving back to the communities they serve. Here you can enjoy a healthy family-friendly working atmosphere with one of the best benefits plans in the region.

WHAT THE COMPANY WILL OFFER YOU:

  • $80,000 - $110,000-+
  • Bonus
  • 401k with 7% match
  • ESOP profit sharing.
  • Health, HSA, dental, vision, live insurance.
  • Competitive vacation, sick leave, FMLA.
  • Wellness package.
  • Volunteer service hours.
  • EAP
  • Education & Tuition Reimbursement
  • Great work environment.

THE ROLE YOU WILL PLAY:

  • Analyze and risk-rate complex commercial, agricultural, SBA, and other credit relationships, ensuring recommendations align with lending policy, regulatory expectations, and the bank’s risk tolerance.
  • Evaluate borrower and guarantor financial strength by reviewing financial statements, tax returns, credit reports, cash flow, projections, trends, and key financial ratios; summarize findings in clear credit presentations.
  • Conduct annual loan reviews, monitor covenant compliance, identify credit weaknesses or policy exceptions, and recommend actions to strengthen the bank’s position and reduce risk exposure.
  • Partner with lenders, credit leadership, and loan committees to address documentation issues, credit exceptions, underwriting concerns, and complex loan decisions through clear, well-supported recommendations.
  • Provide guidance, mentoring, and training to less-experienced credit staff while contributing to department initiatives, committee discussions, process improvements, and special projects.

Job Requirements
BACKGROUND PROFILE:

• Bachelor’s Degree in Accounting, Finance, Business or Related Field.
• 5+ Years of Banking, Credit Review, Credit Analysis Experience
• Excellent written and verbal communication skills.

Contact:
Travis Peper
View phone number on kelolandemployment.com Bac
View email address on kelolandemployment.com

TO SEE MORE OPPORTUNITIES LIKE THIS ONE GO TO ercjobs.com!
Vacancy posted 11 hours ago
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