Mortgage Loan Officer

Job Highlights Title: Mortgage Loan Officer Type: Full Time Experience: 3+ Years Function: Mortgage Lending Location: Grand Rapids, MI, United States Company: Independent Bank Company Profile Independent Bank is a community-focused financial institution providing a wide range of competitive banking products, services, and technology. Job Profile The bank is hiring a Mortgage Loan Officer who will originate various residential mortgage loans and participate in business development initiatives within the local community. Education Level High School Diploma or equivalent education (required) Bachelor’s Degree or equivalent years of working experience (preferred) Work Experience 3+ years of sales experience, originating real estate mortgage loans (preferred) Duties/Responsibilities Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community. Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement. Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to – Communicate and interview borrowers to determine the best programs available for the borrower’s income, assets, and credit profile. Assist borrowers with the application process utilizing Blend and Encompass. Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting. Price and lock interest rates and monitor lock expiration dates. Assist operations as needed during the process of loan. Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable. Performs other related duties as assigned. Skills/Knowledge/Abilities Excellent interpersonal, presentation, and communication skills Proven networking and relationship-building skills Working Conditions Fast-paced, deadline-driven environment Involves phone calls, emails, and paperwork May require evening or weekend hours Regular interaction with clients and lenders Works in office or remote settings Benefits/Perks A knowledgeable, goal-driven, and exciting team of colleagues. Community-focused events and volunteer opportunities. Competitive compensation package. Exposure to different areas of banking and the ability to work with leaders within the industry. Employer’s Statement Independent Bank is an Equal Opportunity Employer. #J-18808-Ljbffr FinanceInfos