Credit Administrator

About The Role The Credit Administrator is responsible for assisting the Chief Credit Officer in ensuring the overall performance of the bank’s loan portfolio and supporting loan officers with credit, special asset management, and past‑due loan management. The position will evaluate and approve/decline credit requests for assigned lenders and/or loan types that exceed their signing authority. Responsibilities include monitoring the credit quality of assigned portfolios to help ensure that established risk parameters are being adhered to, ensuring compliance with all regulatory and credit policies of the Bank, providing assistance to lending officers in managing credit risk and assisting with the development of Commercial Banking Officers, credit analysts and any other colleague involved in the evaluation of credit. The role also reviews and evaluates the most complex credits and acts as a technical expert for complex credit products. Pay scale: $86,587.82 – 129,881.74 Principal Responsibilities and Duties Support lenders with special assets management Support lenders with past‑due loan management Portfolio review and analysis Review problem loan reports Review credit memos Evaluate and approve/decline credit requests that exceed signing authority up to the credit administrator’s loan authority Monitor overall credit quality process through reports and other timely loan reporting requirements Review and evaluate the most complex, larger credits and work with loan officers to ensure loan reports are accurate and complete Coordinate and conduct ongoing training for the development of Commercial Banking Officers, credit analysts and other colleagues involved in origination and managing credit Provide ongoing assistance and advice to Commercial Relationship Officers, credit analysts and other colleagues in loan evaluation and structuring, keeping the bank’s best interest in mind Utilize existing bank analytical tools and recommend revisions to improve efficiencies and accuracy in underwriting and credit management Manage the internal and external loan review process with reviewers and loan staff to ensure accurate and timely responses Manage the quality‑control process with the QC team and loan staff to ensure accurate and timely responses Work with the CCO and other Credit Administrative Team members to manage special assets Additional Responsibilities Adhere to Wheatland Bank Core Values Keep management informed of area activities and any significant problems Provide exceptional customer service to all customers, both internal and external Represent Wheatland Bank professionally, including professional image, confidentiality, regular and consistent attendance, and punctuality Qualifications Minimum 10 years banking and/or commercial lending experience, with lending approval A four‑year degree is required Knowledge, Skill, Ability Experience working in special assets Accuracy with financial calculations Excellent communication and interpersonal skills Ability to solve practical problems and exercise flexibility and sound judgment in a variety of situations Strong organizational and time‑management skills Proficiency in Microsoft Office (Word, Outlook, Excel, PowerPoint) Ability to work flexible hours, minimum 3 days per week onsite Experience with construction and agricultural lending preferred Work Environment Must be able to routinely perform work indoors in a climate‑controlled shared work area with minimal noise. Physical Demands Primarily sedentary work with limited physical exertion and occasional lifting up to 10 lbs. Must be capable of climbing/descending stairs in emergency situations and operate routine office equipment. Requires routine computer work average 6‑8 hours per day and may need to work extended hours upon management request. Must have reliable and timely attendance. Compensation & Benefits Starting salary is dependent on relevant experience and may vary by geographic location. Benefits include medical, dental, vision, life insurance; health savings account option; employee assistance program; health rewards; retirement savings plan, including 401(k) and profit‑sharing; short‑term and long‑term disability; education and training benefits; discounts on banking products and services; generous paid time off and paid holidays. PTO accruals begin at .0745 per hour worked for part‑time employees up to a maximum of 240 hours per year for certain full‑time employees. Most full‑time employees also receive 6 paid holidays, while part‑time employees receive pro‑rated paid holidays. Employees in Utah and Nevada may be eligible for state‑recognized holiday pay. Visit our website for more details. Equal Opportunity Employer – qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws. All applicants must be legally authorized to work in the U.S.; no visa sponsorship is provided. No recruiters or unsolicited agency referrals please. #J-18808-Ljbffr