Principal Product Manager

Location: USA - Remote About IXOPAY IXOPAY is the enterprise-grade global payment infrastructure platform built for the era of agentic commerce, equipping merchants and businesses with AI-driven intelligence, orchestration, advanced tokenization, and the tools to power every step of their payments journey. From routing and compliance to customized modules and full-scale orchestration, IXOPAY delivers the infrastructure for faster integrations, higher approval rates, and seamless global expansion. We believe our people are our most valuable asset and that our culture is defined by our core values that align the organization with our mission and strategy. Position Overview We are looking for a Principal Product Management with a strong background in payments orchestration, tokenization, and fraud, risk, and identify products to join our team. This is a hands-on, player-coach role responsible for driving client and user-centered design across our products. In this role, you will work closely with the engineering team, sales and customers to understand their business objectives to build a product focused on data-driven solutions that enhance payment performance, cost efficiency, and data management excellence. Leveraging your deep knowledge of the payments industry, you will contribute in building AI driven payments products that allows global merchants to optimize their payment strategies, improve conversion rates, manage risks, and gain actionable insights from their data. Key Responsibilities Lead the Next Generation Unified Commerce Vision Help define and execute IXOPAY’s next-generation platform strategy - evolving our platform into a modular, scalable, intelligence-driven payments ecosystem. Drive long-term platform thinking while balancing near-term customer and market priorities. Own the Tokenization & Risk Product Line Lead product strategy, roadmap, execution, and lifecycle management for tokenization and risk products. Develop capabilities across: Network tokenization Vault/token lifecycle management Card account updater services Fraud prevention and risk orchestration Authentication and compliance flows Payment performance optimization Translate customer needs, market dynamics, and emerging payment trends into differentiated product capabilities. Drive Platform and Commercial Impact Work directly with enterprise customers, payment processors, networks, and strategic partners. Support go-to-market initiatives with Product Marketing, Sales, and Customer Success. Define KPIs and success metrics around adoption, payment performance, conversion, token utilization, fraud reduction, and platform scalability. Promote AI-Enhanced Product Practices Introduce and operationalize AI-assisted tools to support: product management basics (e.g., story writing) accelerated prototyping research hypothesis testing and synthesis Help the product organization leverage AI to improve speed and quality. Required Qualifications Extensive experience in Product Management, including leadership responsibility in B2B SaaS, fintech, or payments infrastructure. Deep domain expertise in one or more of: Payment orchestration Tokenization Fraud/risk systems Payment gateways/acquiring Payment optimization Experience building platform products and APIs for enterprise customers. Proven ability to lead complex cross-functional initiatives across Product and Engineering organizations. Experience managing and developing Product Managers. Strong strategic thinking combined with operational execution excellence. Preferred Experience Experience with network tokenization, card lifecycle management, or payment network integrations. Familiarity with modern payment ecosystems including PSPs, acquirers, issuers, and alternative payment methods. Experience with machine learning or data-driven payment optimization concepts. Background working in high-growth fintech or infrastructure/platform companies. Experience leading globally distributed teams. Compensation for this role is $175,000 - $190,000 per year, depending on location and level of experience. What We Offer Competitive salary and benefits Opportunities for growth and development A collaborative and supportive team environment US Benefits Include Medical, Dental & Vision Insurance Flexible Spending Account (FSA) & Health Savings Account (HSA) Employer-paid Life, AD&D, STD & LTD Insurance Unlimited PTO & Paid Holidays 401(k) Plan with Employer Match Equal Opportunity Employer IXOPAY is an Equal Opportunity Employer and provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, genetic information, veteran status, or any other status protected by applicable federal, state, or local law. IXOPAY participates in E-Verify. IXOPAY is the enterprise-grade global payment infrastructure platform built for the era of agentic commerce, equipping merchants and businesses with AI-driven intelligence, orchestration, advanced tokenization, and the tools to power every step of their payments journey. From routing and compliance to customized modules and full-scale orchestration, IXOPAY delivers the infrastructure for faster integrations, higher approval rates, and seamless global expansion. We believe our people are our most valuable asset and that our culture is defined by our core values that align the organization with our mission and strategy.