Mortgage Loan Originator

Responsibilities Originates mortgage loans in an assigned non-bank territory Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations Expected to spend at least 50% of their time conducting activities away from U.S. Bank locations Requirements High school diploma or equivalent Minimum one year of mortgage, sales, real estate, or banking experience Ability to travel Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred 2 or more hours of driving per week #J-18808-Ljbffr Jobtailor