SVP, Chief Risk Officer, Mastercard Europe
Full-time
Mastercard
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary
1. Risk Governance & Framework
• Own, maintain and continuously enhance the MCE Enterprise Risk Management Framework
• Ensure alignment of the regional risk framework with Mastercard's global risk management policies, standards and methodologies
• Maintain and periodically review the Europe risk taxonomy, governance model, policies and procedures
Establish and maintain effective three-lines-of-defense governance across the organization
• Maintain the enterprise risk assessment process and risk governance standards across all material business activities
• Maintain a comprehensive risk register that accurately reflects the organization's risk profile and emerging risk landscape
• Chair designated MCE risk governance committees and provide effective oversight of risk governance processes
• Ensure risk management practices remain aligned with evolving regulatory expectations and industry best practices 2. Risk Appetite, Monitoring & Reporting
• Develop, maintain and periodically review the MCE Risk Appetite Statement and supporting metrics
• Monitor adherence to risk appetite and ensure timely identification, escalation and remediation of breaches
• Oversee risk aggregation, risk measurement and risk reporting processes
• Maintain the quality, integrity and governance of risk data used for monitoring and reporting purposes
• Provide regular and ad hoc reporting to executive management, the MCE Board Risk Committee, the MCE Board and Mastercard Risk leadership
• Deliver clear, actionable and risk-based insights regarding material, emerging and escalating risks
• Ensure risk reporting supports informed strategic and commercial decision-making across the organization 3. Independent Oversight, Challenge & Assurance
• Provide independent oversight and constructive challenge of business activities, risk decisions and control effectiveness
• Assess the adequacy and effectiveness of the risk and control environment across all material risk categories
• Support first-line business owners in identifying, assessing, monitoring and mitigating material risks
• Review and challenge risk assessments, control evaluations and remediation plans.
• Conduct thematic reviews and independent assurance activities where elevated risk exposures or control weaknesses are identified
• Establish standards for risk and control management across the organization
• Maintain an effective system of risk and control assurance covering key business processes and risk exposures
• Provide input into Internal Audit's annual risk assessment and audit planning processes
• Collaborate with Compliance, Legal, Data Privacy and other second-line functions to ensure coordinated risk oversight and assurance 4. Regulatory, Executive teal and Board Engagements
• Serve as the primary independent risk representative for Mastercard Europe with regulators and supervisory authorities
• Maintain strong and constructive relationships with relevant regulatory bodies, including prudential and payments regulators
• Support regulatory examinations, reviews, inspections and remediation programs
• Ensure risk management practices comply with applicable regulatory requirements and supervisory expectations
• Provide risk-related assurance to regulators, customers and other stakeholders as required
• Attend regulatory meetings and provide independent risk perspectives and assurance
• Maintain direct and unrestricted access to the MCE Board and Board Risk Committee, including authority to independently escalate material risk concerns where necessary
• Is a member of the MCE Executive Leadership Team 5. Strategic Risk & Business Partnership
• Act as a trusted advisor to executive management on risk-related matters and strategic decision-making
• Provide independent risk assessment and challenge for strategic initiatives, acquisitions, partnerships, outsourcing arrangements, new products, new markets and significant business changes
• Participate in key governance forums to ensure risk considerations are appropriately integrated into business decisions
• Lead the identification, assessment and monitoring of emerging risks, including strategic, geopolitical, operational, technology, cyber, AI and regulatory risks
• Provide active risk oversight of material transformation, change and growth initiatives
• Develop and enhance risk quantification, scenario analysis and stress-testing capabilities
• Assess the potential impact of severe-but-plausible risk scenarios on the organization and its regulatory obligations
• Provide second-line oversight and challenge of operational resilience capabilities, including resilience testing and recovery preparedness 6. Risk Culture & Leadership
• Promote and strengthen a proactive, accountable and risk-aware culture throughout the organization
• Ensure risk ownership and accountability are clearly understood across all levels of the business
• Deliver risk training, awareness and advisory programs to support effective risk management practices
• Foster effective collaboration across first, second and third lines of defense while maintaining independence
• Build strong relationships with senior leaders and key stakeholders across Mastercard globally
• Lead, develop and inspire a high-performing risk organization.
• Champion Mastercard's values and ethical standards in all aspects of leadership and decision-making All About You:
• Leadership experience operating at a senior executive level within a complex organization
• Demonstrated ability to influence and challenge senior stakeholders while maintaining strong business partnerships
• Proven experience presenting to Boards, Board Risk Committees and executive leadership teams
• Strategic thinker with strong commercial acumen and business judgment.
• Ability to operate effectively within complex governance and regulatory environments
• Deep expertise in enterprise risk management frameworks, governance and risk oversight
• Significant experience in risk management leadership roles within financial services, payments, banking, fintech or other highly regulated industries
• Strong understanding of risk appetite frameworks, risk assessment methodologies and control assurance practices
• Experience in stress testing, scenario analysis, risk quantification and emerging risk management
• Strong understanding of commercial, operational, technology, cyber and strategic risk management
• Strong understanding of regulatory expectations relating to governance, risk management and the three-lines-of-defense model Corporate Security Responsibility
SVP, Chief Risk Officer, Mastercard Europe
Overview:
At Mastercard, risk management is fundamental to achieving our strategic objectives and maintaining the trust of customers, regulators, shareholders and employees. Mastercard is committed to the highest standards of integrity, governance and risk management.
1. Risk Governance & Framework
• Own, maintain and continuously enhance the MCE Enterprise Risk Management Framework
• Ensure alignment of the regional risk framework with Mastercard's global risk management policies, standards and methodologies
• Maintain and periodically review the Europe risk taxonomy, governance model, policies and procedures
Establish and maintain effective three-lines-of-defense governance across the organization
• Maintain the enterprise risk assessment process and risk governance standards across all material business activities
• Maintain a comprehensive risk register that accurately reflects the organization's risk profile and emerging risk landscape
• Chair designated MCE risk governance committees and provide effective oversight of risk governance processes
• Ensure risk management practices remain aligned with evolving regulatory expectations and industry best practices 2. Risk Appetite, Monitoring & Reporting
• Develop, maintain and periodically review the MCE Risk Appetite Statement and supporting metrics
• Monitor adherence to risk appetite and ensure timely identification, escalation and remediation of breaches
• Oversee risk aggregation, risk measurement and risk reporting processes
• Maintain the quality, integrity and governance of risk data used for monitoring and reporting purposes
• Provide regular and ad hoc reporting to executive management, the MCE Board Risk Committee, the MCE Board and Mastercard Risk leadership
• Deliver clear, actionable and risk-based insights regarding material, emerging and escalating risks
• Ensure risk reporting supports informed strategic and commercial decision-making across the organization 3. Independent Oversight, Challenge & Assurance
• Provide independent oversight and constructive challenge of business activities, risk decisions and control effectiveness
• Assess the adequacy and effectiveness of the risk and control environment across all material risk categories
• Support first-line business owners in identifying, assessing, monitoring and mitigating material risks
• Review and challenge risk assessments, control evaluations and remediation plans.
• Conduct thematic reviews and independent assurance activities where elevated risk exposures or control weaknesses are identified
• Establish standards for risk and control management across the organization
• Maintain an effective system of risk and control assurance covering key business processes and risk exposures
• Provide input into Internal Audit's annual risk assessment and audit planning processes
• Collaborate with Compliance, Legal, Data Privacy and other second-line functions to ensure coordinated risk oversight and assurance 4. Regulatory, Executive teal and Board Engagements
• Serve as the primary independent risk representative for Mastercard Europe with regulators and supervisory authorities
• Maintain strong and constructive relationships with relevant regulatory bodies, including prudential and payments regulators
• Support regulatory examinations, reviews, inspections and remediation programs
• Ensure risk management practices comply with applicable regulatory requirements and supervisory expectations
• Provide risk-related assurance to regulators, customers and other stakeholders as required
• Attend regulatory meetings and provide independent risk perspectives and assurance
• Maintain direct and unrestricted access to the MCE Board and Board Risk Committee, including authority to independently escalate material risk concerns where necessary
• Is a member of the MCE Executive Leadership Team 5. Strategic Risk & Business Partnership
• Act as a trusted advisor to executive management on risk-related matters and strategic decision-making
• Provide independent risk assessment and challenge for strategic initiatives, acquisitions, partnerships, outsourcing arrangements, new products, new markets and significant business changes
• Participate in key governance forums to ensure risk considerations are appropriately integrated into business decisions
• Lead the identification, assessment and monitoring of emerging risks, including strategic, geopolitical, operational, technology, cyber, AI and regulatory risks
• Provide active risk oversight of material transformation, change and growth initiatives
• Develop and enhance risk quantification, scenario analysis and stress-testing capabilities
• Assess the potential impact of severe-but-plausible risk scenarios on the organization and its regulatory obligations
• Provide second-line oversight and challenge of operational resilience capabilities, including resilience testing and recovery preparedness 6. Risk Culture & Leadership
• Promote and strengthen a proactive, accountable and risk-aware culture throughout the organization
• Ensure risk ownership and accountability are clearly understood across all levels of the business
• Deliver risk training, awareness and advisory programs to support effective risk management practices
• Foster effective collaboration across first, second and third lines of defense while maintaining independence
• Build strong relationships with senior leaders and key stakeholders across Mastercard globally
• Lead, develop and inspire a high-performing risk organization.
• Champion Mastercard's values and ethical standards in all aspects of leadership and decision-making All About You:
• Leadership experience operating at a senior executive level within a complex organization
• Demonstrated ability to influence and challenge senior stakeholders while maintaining strong business partnerships
• Proven experience presenting to Boards, Board Risk Committees and executive leadership teams
• Strategic thinker with strong commercial acumen and business judgment.
• Ability to operate effectively within complex governance and regulatory environments
• Deep expertise in enterprise risk management frameworks, governance and risk oversight
• Significant experience in risk management leadership roles within financial services, payments, banking, fintech or other highly regulated industries
• Strong understanding of risk appetite frameworks, risk assessment methodologies and control assurance practices
• Experience in stress testing, scenario analysis, risk quantification and emerging risk management
• Strong understanding of commercial, operational, technology, cyber and strategic risk management
• Strong understanding of regulatory expectations relating to governance, risk management and the three-lines-of-defense model Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard’s security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Vacancy posted 9 days ago
Similar jobs that could be interesting for youBased on the SVP, Chief Risk Officer, Mastercard Europe in Waterloo, IA vacancy
$70k - $161k
...position is available to be filled at any Huntington Bank Corporate office location.Summary:The Senior Commercial Portfolio Manager -... ...recurring and non-recurring sources.Research industry trends and risks.Perform collateral analysis including accounts receivable, inventory...SuggestedFull timeWork at officeRemote workWork from homeFlexible hoursThe Huntington National Bank
Waterloo, IA2 days ago$70k - $154k
DescriptionThis position can be located at any Huntington corporate office. The SeniorCommercial Portfolio Manager - Technology Finance... ...day interaction with assigned Sales Reps, management of portfolio risk, and adherence to all regulatory and compliance guidelines. A...SuggestedFull timeRemote workWork from homeFlexible hoursThe Huntington National Bank
Waterloo, IA9 hours ago$30 per hour
...FY2025, Oracle is the world's largest EHR implementation, serving more than 9.5 million beneficiaries spanning the United States, Europe, and the Asia Pacific region; has 5 million registered members of Oracle's customer and developer communities; and 469 independent...SuggestedHourly payTemporary workWork experience placementInternshipWorldwideFlexible hoursOracle
Waterloo, IA1 day ago$77.2k - $96.5k
Qualifications: ~ Bachelor’s degree in business, Accounting, MIS, Finance, or related field ~3+ years supporting or implementing Oracle EBS R12 and/or Oracle Cloud Financials ~ Hands-on experience with Order-to-Cash (O2C) and/or Procure-to-Pay (P2P) processes ~...SuggestedFull timeShift workWorld Wide Technology
Waterloo, IA18 hours ago$72k - $90k
Why WWT?** World Wide Technology (WWT) strives to make a new world happen. WWT's work benefits clients and partners as much as it does its people and community across the globe. Founded in 1990, WWT brings together strategy, deep technical expertise and world-class ...SuggestedFull timeRemote workFlexible hoursShift workWorld Wide Technology
Waterloo, IA9 hours ago- Group Objectives The leadership board assists with the completion of launch steps 8-10 and operation of the live program by: Providing input and direction to the program director as he/she manages the day-to-day operations of the program Assisting with the...Local area
LifeWise Academy
Waterloo, IA4 days ago $61k - $119k
...practice. As an entrepreneur, you can build your business in a way that aligns with your long‑term vision and goals like opening an office, joining a sophisticated team, or becoming an advanced advisor. Responsibilities As a financial advisor, you will: Grow your client...Work at officeUnavailable
Waterloo, IA3 days ago$24 - $28 per hour
Financial Analyst Intern Do you have a passion for Agriculture and a desire to make a difference in the world? Do you want to work for an organization that cares for its people and encourages you to be your best? Then consider joining the team at Rabobank, where we ...Full timeSummer workInternshipSummer internshipLocal areaImmediate startWorldwideRabobank
Cedar Falls, IA1 day ago- WealthBridge Financial Group is seeking a proven financial advisor for a strategic Managing Director . This role is ideal for an experienced advisor who has successfully built a personal practice and is now ready to take on a leadership position focused on both personal...Visa sponsorship
WealthBridge Financial Group
Waterloo, IA2 days ago $91k - $121k
Job Overview: The Senior Incentive Analyst is a hands-on role that will play a key part in managing and supporting ongoing incentive compensation needs. This individual will focus on the analysis, evaluation, creation, and implementation of compensation programs designed...Temporary workRelocationRelocation packageMarvin
Waterloo, IA2 days ago$1,000 per month
...Gain exposure to proprietary planning software platforms Engage in weekly coaching, training, and development meetings Receive Risk Product State Licensing: Life, Accident, and Health Build life skills that create future career opportunities As a...Full timeInternshipLocal areaFlexible hoursNorthwestern Mutual
Waterloo, IA1 day ago$1,000 per month
...Gain exposure to proprietary planning software platforms Engage in weekly coaching, training, and development meetings Receive Risk Product State Licensing: Life, Accident, and Health Build life skills that create future career opportunities As a...Full timeFor contractorsInternshipLocal areaFlexible hours- This web site is intended to show the potential of a career as an independent contractor financial representative, and does not, and shall not be construed to create any contractual or other obligations on the part of any person associated with a General Agency, The Northwestern...For contractors
- ...meetings.3. Updates QAPI Dashboard/Work Plan on regular basis4. Maintains Grievance Log and Appeals Log5. Track, trend, and document risk reports6. Prepares reports for submission to regulatory and national benchmarking organizations.7. Facilitates and participates in...Daily paidFull timeTemporary workMonday to Friday
UnityPoint Health
Waterloo, IA3 days ago - ...or Respiratory Therapist, and a passion for consultative sales. With over forty (40) skilled nursing communities, eight (8) hospice offices (and growing!), plus our own internal staffing agency, we are committed to providing exceptional care and support at every stage of...Temporary workLive in
Care Initiatives
Waterloo, IA18 hours ago $18 - $25 per hour
Now Hiring - Quality Specialist Ranew's Companies is seeking a Quality Specialist to join our team in Waterloo, IA. We are only accepting applicants with Quality Assurance inspection experience. If you don't meet the below requirements, please do not apply ...Full timeImmediate startShift workDay shiftRanews Companies
Waterloo, IA18 hours ago- Full-time Description SUMMARY: Responsible for assisting the Accounting Manager with day-to-day activities in the areas of accounts receivable, accounts payable, payroll, invoicing and cash applications. This position may also assist with the month-end closing...Full time
Window By Pella
Waterloo, IA26 days ago - "See Yourself Here" Webinar Series Are you interested in KKR? Would you like to learn more about our businesses and career paths? We'd like to invite you to register for our "See Yourself Here" virtual webinar series, which is a 7-part interactive series that'll provide...Remote jobSummer work
KKR
Waterloo, IA2 days ago - ...organizational and follow-through skills Ability to maintain confidential patient and financial information Proficiency with Microsoft Office and electronic business or healthcare systems Behavioral health, substance use disorder treatment, residential treatment, or...Full timeWork at officeLocal areaMonday to Friday
Ascension Recovery Services
Cedar Falls, IA2 days ago $17 - $21 per hour
...matters to Personal Bankers or leadership. Operational Excellence, Risk & Compliance: Adhere to operational standards, security... ...Proficiency with banking systems, digital platforms, and Microsoft Office. Pay Range : $17 - 21 / hour, depending on previous experience and...Work at officeLocal areaNicolet National Bank
Waterloo, IA1 day ago- About Lantern Lantern is the specialty care platform connecting people with the best care when they need it most. By curating a Network of Excellence comprised of the nation's top specialists for surgery, cancer care, infusions and more, Lantern delivers excellent care...Full time
Lantern
Waterloo, IA3 days ago $96.4k - $144.6k
Qualifications Bachelor’s Degree; preferably in Business, IT, Accounting, MIS, Finance, or a related field. Minimum 6 years of functional experience with Oracle ERP Applications, including Oracle EBS R12 and/or Oracle Cloud Financials, with a focus on the Procure...Full timeRemote workFlexible hoursShift workWorld Wide Technology
Waterloo, IA1 day ago- ...drop ordnance and conduct defensive missions—all in the F/A-18 Hornet and the cutting-edge F-35C Lightning II. AIRCRAFT HANDLING OFFICER - Every performance needs a choreographer and on the deck of an aircraft carrier, that person is you. You’re in charge of directing...Part time
U.S. Navy
Waterloo, IA2 days ago - ...of attack and defense vessels and systems all work in tandem to carry out the Navy’s most critical missions. As an Engineering Duty Officer, your job is to keep the fleet moving forward. The Navy will rely on your sharp math and science skills to design, develop and...Part time
U.S. Navy
Waterloo, IA2 days ago $71.2k - $106.8k
Qualifications ~3+ years in business analysis, systems analysis, process design, consulting, or a comparable role translating business needs into working solutions. ~ Demonstrated experience designing or configuring something non-trivial and automated, and the ability...Full timeCasual workRemote workFlexible hoursShift workWorld Wide Technology
Waterloo, IA18 hours ago- ...Valley Hospice employee plays a vital role in our organization’s story. We are the premier hospice provider serving 15 counties with offices in Waterloo, Grundy Center, Independence and Waverly, and are committed to helping patients live fully and comfortably wherever...Work at officeLocal areaMonday to Friday
Cedar-Valley-Hospice-1
Waterloo, IA4 days ago - ...opportunities to increase your earnings as you build tax knowledge and grow in the role. This role is in-person at a local H&R Block tax office. Meet with clients to gather information and understand their tax situation Prepare complete and accurate tax returns with...Hourly paySeasonal workWork at officeLocal areaWeekend workAfternoon shift
H&R Block
Waterloo, IA2 days ago $100k
Commercial Hvac Estimator We are seeking a results-oriented commercial HVAC estimator with progressive estimating experience in mechanical construction. Join a Houston market contractor with 20+ years delivering HVAC, refrigeration, chilled water, controls, sheet metal...For contractorsFor subcontractorgpac
Waterloo, IA3 days ago$116k - $174k
...arise. Process Improvement: Identify areas where current processes can be optimized or automated through innovative solutions. Risk Management: Evaluate and manage risks associated with implementing new technologies, features, or processes and ensure that...Full timeRemote workFlexible hoursShift workWorld Wide Technology
Waterloo, IA1 day ago$132.23k - $176.31k
...build out. This position requires an active TS/SCI security clearance w/ CI Poly. Location This is a remote position with office visits in Herndon, VA approximately 2 times per month. The Main Responsibilities Research latest threat attacker tools, techniques...Full timeTemporary workWork experience placementWork at officeRemote workLumen
Waterloo, IA3 days ago
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to SVP, Chief Risk Officer, Mastercard Europe. Be the first to apply!
