Chief Financial Officer (CFO) [Remote]

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Chief Financial Officer (CFO) in the United States.

This is a senior executive opportunity to help establish and lead the financial foundation of a newly formed, regulated banking institution. The role carries full responsibility for financial strategy, reporting, liquidity, capital planning, and regulatory compliance within a fast-evolving fintech banking environment. You will play a critical role in building robust financial systems, controls, and governance structures from the ground up while ensuring full alignment with banking regulations. Working closely with the CEO and Board, you will shape financial decision-making, investment strategy, and long-term balance sheet health. The position requires a blend of technical banking expertise and strategic leadership, with high visibility across regulators, auditors, and executive stakeholders. This is a hands-on leadership role where precision, judgment, and regulatory rigor are essential. It is ideal for a finance executive who thrives in both operational execution and institution-building.

Accountabilities:

• Lead all financial operations of the bank, including accounting, reporting, budgeting, forecasting, and capital planning.
• Oversee regulatory reporting requirements, including Call Reports, financial disclosures, and compliance submissions to banking authorities.
• Develop and maintain strong internal control frameworks ensuring audit readiness, regulatory compliance, and financial integrity.
• Manage liquidity, asset-liability management (ALM), interest rate risk, and capital adequacy strategies.
• Serve as Investment Officer, overseeing investment policy, portfolio strategy, and deployment of excess capital and deposits.
• Ensure accurate maintenance of financial books, records, and operational accounting policies aligned with regulatory standards.
• Lead interactions with regulators, auditors, and external stakeholders during examinations and inquiries.
• Present financial performance, forecasts, and strategic insights to executive leadership and the Board.
• Oversee core financial operations including payroll, accounts payable, and payment processing functions.

Requirements:

• 10–15+ years of progressive finance and accounting experience in banking or regulated financial services.
• 5+ years in a senior financial leadership role (CFO, Controller, Treasurer, or equivalent) within a regulated financial institution.
• Strong expertise in GAAP financial reporting, regulatory accounting, and bank Call Report preparation.
• Deep knowledge of banking regulations, internal controls, capital planning, and risk management frameworks.
• Experience with asset-liability management (ALM), liquidity strategy, and balance sheet optimization.
• Proven ability to manage financial systems, audits, and regulatory examinations.
• Strong leadership, communication, and stakeholder management skills, with experience presenting to boards or regulators.
• Bachelor’s degree in Accounting, Finance, or related field required; MBA or advanced degree preferred.
• Preferred: experience with CECL, investment portfolio management, FHLB relationships, or fintech banking models.

Benefits:

• Executive-level compensation package aligned with senior financial leadership roles.
• Opportunity to build and lead the finance function of a newly formed regulated bank.
• Fully remote work flexibility within the United States.
• Comprehensive health coverage, including medical, dental, and vision insurance.
• Retirement benefits including 401(k) plan with employer matching.
• Paid time off, parental leave, and additional lifestyle flexibility benefits.
• High-impact role with direct visibility to CEO, Board, and regulatory stakeholders.
• Opportunity to shape long-term financial architecture, capital strategy, and banking operations.

How Jobgether works:

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

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We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.