Senior Financial Analyst

Senior Financial AnalystThis is a Utah-based hybrid position, which will require some regular in-office days each week. Employment with Medallion Bank is contingent on passing both a background check and maintaining a clean background.At Medallion Bank we finance fun! We are an industrial loan bank that specializes in providing consumer loans for the purchase of recreational vehicles, boats, home improvement, and offering loan origination services to fintech partners. We work directly with thousands of dealers, contractors and financial service providers serving their customers throughout the United States. Medallion Bank is a small company with a big impact. We recognize our employees as our greatest asset and have a culture to prove it!How You Will Support the TeamThe Senior Financial Analyst reports to the Director, FP&A and is responsible for supporting the Bank's asset disposition strategy and financial planning and analysis functions through loan portfolio analytics, valuation modeling, transaction support, forecasting, and management reporting. This role will serve as a key analytical resource for evaluating loan sale opportunities, disposition economics, portfolio performance, and the financial impact of asset disposition decisions, while also supporting budgeting, forecasting, and broader Finance team reporting needs.What We Are Looking ForFollowing established policies and procedures, perform duties related to asset disposition, FP&A, investment management, liquidity/funds management, stress testing, capital adequacy analysis, and interest rate risk management.Support asset disposition activities, including loan sales, valuation modeling, portfolio analytics, preparation of marketing materials, and participation in discussions with prospective buyers.Build, maintain, and improve financial models used to evaluate asset disposition alternatives, including retained-versus-sold analysis, discounted cash flow modeling, gain/loss analysis, pricing sensitivity, and expected recovery outcomes.Analyze portfolio performance trends, including origination volume, balances, yields, credit performance, charge-offs, recoveries, prepayments, delinquencies, and other drivers of asset value.Assist with the annual budget and periodic financial forecasts by gathering necessary data inputs, running forecast models, tracking actual results versus expectations, and preparing management reports.Prepare reporting for management and the board of directors on the approved annual reporting schedule, and in response to emerging needs and as requested.Support Asset/Liability Committee (ALCO) meetings, include preparation of meeting materials and presentation packets.Support the public reporting process by preparing accurate reports and reviewing the draft filings as needed.Performs other duties as assigned.You Would Be a GREAT Fit With These SkillsExcellent analytical, written, and verbal communication skills.Self-motivated and hard working. Must be able to handle multiple tasks simultaneously and operate under strict deadlines.Strong proficiency with Microsoft Office, advanced Excel modeling, large data sets, financial models, and risk management tools and software.Experience with SQL, Power BI, financial planning systems, or other data analysis tools preferred.Demonstrated knowledge in key areas of finance and accounting, including a general understanding of GAAP.Preferred Level of ExperienceBachelor's degree in accounting, finance, economics, business administration, data analytics, or a related field.Minimum 4-6 years of related banking, finance, accounting, treasury, credit, capital markets, portfolio analytics, or asset management work experience.Experience supporting asset disposition, loan sale analysis, or portfolio valuation strongly preferred.Physical Demands and RequirementsCubicle or home office with minimal exposure to distractions or environmental hazards.Hybrid home/cubicle work options may be available with some in office work required.Overtime may be required.What's in It for YOU?Comprehensive benefits including medical, dental, vision, disability, and life insurance401K with a company matchPTO including 11 paid holidays, vacation time and sick timeFinancial Wellness ProgramVolunteer OpportunitiesAwesome company culture and co-workers who love to work here!Work Life Balance – We don't use that term lightly!Company Wide Open Door Policy