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Remote Non-QM Loan Underwriter - 100% Remote

National Mortgage Staffing

Position Summary:
As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement , DSCR (Debt Service Coverage Ratio) , and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy.

Key Responsibilities:
  • Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans.
  • Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements.
  • Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues.
  • Ensure loan files are complete, accurate, and compliant before final approval or denial.
  • Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products.
  • Provide guidance and support to junior underwriters and other team members as needed.
  • Maintain a high level of productivity and quality assurance while meeting deadlines.
Requirements:
  • Minimum of 3+ years of experience in underwriting Non-QM loans.
  • Strong knowledge and experience with Bank Statement , DSCR , and Asset Depletion products.
  • Experience Underwriting Non-QM roles within the last 6 months.
  • Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans.
  • Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail.
  • Excellent communication skills, both written and verbal.
  • Ability to work independently and as part of a collaborative team.
  • Strong organizational and problem-solving skills.

Salary: 90-100k
Vacancy posted 4 days ago
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