Product Owner | Cards

Must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future.

The Product Owner drives the delivery of Debit and Credit Card products, bridging business and technology. The role focuses on Debit/Credit Card platform implementation, system integrations, and digital customer experience, ensuring scalable and compliant solutions aligned with business objectives.

Scope of Responsibilities

• Own product backlog, user stories, and sprint execution
• Lead end‑to‑end product lifecycle (design → launch → optimization)
• Prioritize features aligned with the Head of the area
• Support implementation of Debit & Credit issuing platform
• Deliver card lifecycle capabilities (origination, issuance, activation, transactions, settlement)
• Ensure alignment with platform strategy and roadmap
• Lead integrations across: Core banking, digital channels, ServiceNow workflows, fraud systems and others
• Define APIs, data flows, and integration requirements
• Manage vendors relation, in coordination with IT, Operations, Risk, Compliance, and UX/UI
• Align seamless cardholder journeys with UX team (mobile, web, call center)
• Define features such as activation, controls, and servicing

Risk Management

• Comply with Bradesco Bank Credit and Compliance/BSA policies
• Identify and mitigate operational and integration risks

Experience

• 5–8 years in product management (banking/payments preferred)
• Experience with card platforms (Visa DPS preferred)
• Strong knowledge of:
• APIs & system integrations
• Agile delivery (Scrum/Kanban)
• Digital banking ecosystems
• Understanding key revenue and expense of drivers and financial planning basics
• Experience utilizing advanced analytics to drive decision-making
• Experience managing multiple projects simultaneously

Skills and Qualifications

• Strong analytical and problem-solving skills
• Ability to translate business needs into technical solutions
• Excellent stakeholder communication
• Detail-oriented with strong execution focus

Education

• Degree in business, finance, marketing, economics, or similar. A master’s degree is preferred

Languages

• Fluent in English. Spanish and Portuguese are considered a plus

Bradesco Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

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