Kia Finance & Insurance Associate

Job Description

Job Description

Benefits:

• 401(k)
• 401(k) matching
• Bonus based on performance
• Dental insurance
• Employee discounts
• Health insurance
• Paid time off
• Training & development
• Tuition assistance
• Vision insurance
• Wellness resources

 
Are you looking for an exciting career with one of the best privately-owned automotive groups in Northern California? If so, this is your opportunity to join a thriving, family-owned business that's been serving drivers since 1963. The Future Automotive Group dealerships pride themselves on providing a professional, family-oriented work environment across our 14 dealerships and 3 commercial fleet service centers throughout Northern and Central California. With 23 prestigious franchises, including Ford, Lincoln, Chevrolet, Nissan, Toyota, Honda, KIA, Hyundai, Chrysler, Dodge, Jeep, RAM, Hino, and Isuzu, we are experiencing rapid and continued growth. 

 
At Future Kia we take pride in offering a professional yet family-oriented environment! As our dealership continues to grow, so does the earning potential for our Finance & Insurance Associates—your success grows with us!

 
Are you ready for a change?
 
Pay Scale:
Base Hourly rate of $16.90, with substantial commission opportunities based on overall performance and other factors. They generally earn anywhere from $16,000 – $23,000 a month, and that’s the norm! Just think about what our big sale months bring!!!

Perks and Benefits:

• Employer Paid Life
• Additional Employee Life Insurance options
• Medical > HRA / HMO options
• Dental > PPO / DHMO options
• Vision
• Short Term Disability options
• Long Term Disability options
• Employee Training
• Employee Discounts 
• 401(K) options
• Employee Assistance Programs
• Paid Time Off

Responsibilities include but are not limited to :

• Build strong rapport with customers.
• Drive profitability through timely, accurate and compliant financial performance.
• Perform high-quality, professional, and knowledgeable presentation and demonstration of new/used vehicles.
• Report to the Sales Manager regarding objectives, planned activities, reviews, and analyses.
• Determine customer financing needs and payment options based on a consultative interview process
• Present customers with financing options and products
• Process finance transactions and ensure 100% compliance with all state and federal laws and regulations
• Gain superior product knowledge to effectively help customers
• Ensure that all administrative processes are handled in a timely fashion and in compliance with company policy and manufacturer guidelines.
• Provide an exceptional customer experience to drive loyalty
• Check/verify paperwork involved with cash, finance, or loan transactions
• Contract or collect all money at closing
• Seek bank approval on financed and leased deals
• Assist in acquiring approval from lenders
• Handle all cancellations for extended warranties and credit life

Expectations :

• Minimum 3 years’ experience in finance
• Customer service experience
• Valid driver's license
• Valid sales license
• Positive attitude and demeanor
• Strong listening and verbal communication skills
• Strong focus and desire to achieve sales goals
• Applicable manufacturer’s certifications
• Ability to comply with all Dealership policies, procedures, standards, and deadlines.

**All post-offer applicants must successfully complete pre-employment testing to include background checks, insurability, and drug testing to qualify for employment**

 
The Future Automotive Group is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, are based on merit, competence, performance, and business needs. We do not discriminate on the basis of, veteran status, or any status protected under federal, state, local law, regulation, or ordinance, such as race and gender.