Lead Data Engineer

Job Location: Sioux Falls, SD; Type: Full Time. Position Summary At The Bancorp we’ve spent more than 25 years driving innovation in the financial services industry. We combine technology, expertise and a forward‑looking approach to deliver creative, real‑world solutions. This role leads enterprise data and implementation efforts to integrate customer, client and transaction data into core reports across all business lines. The hybrid role works onsite in the Sioux Falls, SD office after the initial training period. Key Responsibilities Manages teams responsible for reviewing, mapping, and analyzing data from third parties and leads cross‑functional implementation efforts across IT, Fraud, FCRM, Compliance, Audit, Operations, and processor partners to ensure successful data onboarding and system integration. Establishes raw data requirements needed to operate the bank’s programs compliantly and efficiently, interpreting compliance regulations for systems and processes and translating regulatory, fraud, AML, and operational requirements into enterprise data model specifications and scalable monitoring infrastructure. Writes and tests procedures for new systems, system elevations, and system changes, drafting rules, queries, and process changes driven by automation and applications, and communicates new procedures to affected internal parties. Leads data and datasets used during system builds, enhancements, modifications, and mapping; develops business requirements and works closely with stakeholders to justify project proposals, and owns data architecture strategy for new processor implementations and major platform migrations. Reviews, audits, and revises functional specification documents related to field mapping within Actimize or other systems, ensuring data is mapped to processor fields, correcting errors and leading integration of enterprise data model requirements into Actimize modernization initiatives. Creates business unit documentation, including a program parameterization tool mapping processor program IDs to parameters used to identify spend violations and forecast program activity, and maintains authoritative program parameter and processor mapping frameworks supporting fraud detection, AML monitoring, compliance reporting and operational forecasting. Defines common analytics frameworks and tools leveraged across the organization to drive innovation and experimentation, establishing enterprise data standards to reduce duplication, eliminate fragmented ETL processes and improve reporting consistency across business lines. Transforms data insights into actionable reports, targeting algorithms and model features, and conceptualizes coding, deploying, and iterating on predictive analytic solution designs from prototypes to production systems. Identifies practical approach to test and learn key hypotheses to extend analytic insight. Establishes criteria for and executes creation of alerts and reports for business units with emphasis on Compliance and Fraud/AML monitoring teams, ensuring enterprise‑level data integrity supporting audit, regulatory examinations, CIP/KYC integrations and cross‑processor reconciliations. Performs other duties as assigned. Occasional travel (~5%). Education and Experience Requirements Undergraduate degree in a related field or an equivalent combination of training and experience. 10 or more years of experience in enterprise data integration, processor implementations, financial services data architecture, or related fields. Preferred Qualifications Master’s degree. Strong working knowledge of credit or debit card issuing. Excellent verbal, written and interpersonal communication skills. Team player able to work effectively in a multi‑tasking environment. Proficient in Microsoft Office suite, including Excel, PowerPoint, Word, Outlook, SAS, SQL and BOBJ. Experience leading enterprise data warehouse initiatives such as Snowflake. Experience supporting AML/fraud monitoring systems such as Actimize or similar platforms. Experience leading cross‑functional processor implementations or large‑scale platform migrations in a regulated financial environment. Additional Information This job will be open and accepting applications for a minimum of five days from the date it was posted. The Bancorp Bank, N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race, color, religion, gender, gender identity, sexual orientation, pregnancy, citizenship, national origin, age, disability, genetic information, veteran status or other protected category with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment. Employment with The Bancorp Bank, N.A. includes successfully passing a background check, including credit, criminal, education, employment, OFAC, and social media background history. #J-18808-Ljbffr